Property & Casualty Insurance/Expert Profile

Average Ratings

• Knowledgeability 10.00
• Clarity of Response 10.00
• Politeness 10.00
• Response Time(hr) 10.9
• Response Time(hr, last 90 days) 11.3

• Number of Questions Today 0
• Max Questions to be Asked in a Day 5
• Total Questions (since joining AllExperts) 80
• Volunteer Since 2007-11-03
• Prestige Points 830

Recent Reviews from Users

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Recent Answers from Hal McFarland, CIC, ARM

2012-03-16 insurance:

Lisa,    Are you near any of the lakes or the Trinity River?    Have you witnessed flooding in your area?    Have you asked your neighbors if they have ever experienced flooding in the neighborhood?  

2011-09-25 Work related accident causing property damage/no injuries:

Molly,    This is really a legal question - not an insurance issue per se.  However, I really doubt that his employer will take him to court over this.  First, it sends the wrong message to the rest of

2011-07-27 insurance:

I am so sorry to hear of your loss and the subsequent disappointment with your insurance company's settlement.  Your expectation and reality could have been aligned had you a better understanding of your

2011-06-14 Leak:

Hello Mari,    So sorry to hear of your frustrating experience with your insurance company.  Hopefully, you did not jump into a policy with a company promising to save you 15% in 15 minutes.  You don't

2011-02-26 CG2268 endt for car washes:

Patti,    First, let me apologize for the delay in answering your question.    Under the older Commercial General Liability Coverage Part (CG 00 01 - before the 1998 edition) there was an exclusion (Exclusion