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Property & Casualty Insurance/Expert Profile

Ronald Hicks, CIC, CRIS

U.S.

Available

Expertise

I can answer questions regarding commercial insurance. My experience is geared toward construction risks. General Contractors, heavy contstruction, subs and the real estate they build. I also have a great handle on risk management including, safety programs, contractual risk transfer, cost segregation, benchmarking, claims management, and subscribe to the Total Cost of Risk theory in cost containment.

Experience in the area

10 Years in the 15th largest brokerage in the country.

Organizations

NJ Builders Association Builders League of South Jersey Construction Finacial Managers Association Sub Contractors Association of the Delaware Valley National Association of Home Builders

Education/Credentials

Certified Insurance Counselor (CIC) Construction Risk Insurance Specialist (CRIS). Should have CRM at the end of 2010

Something interesting about this subject that others may not know:

It really is NOT boring. The interaction with everyday people and learning other peoples businesses is awesome.

Something controversial or provocative about this subject

Health Insurance. The government is going to make it worse, if you let them have their way.

Average Ratings

Recent Reviews from Users

User	Date	K	C	T	P	Comments
Brian	11/03/09	10	10	10	10
Juli	10/12/09	10	10	10	10
Casey	08/04/09	10	10	10	10	Very helpful and to the point! Thanks!
Gail	08/18/08	10	10	10	10

Recent Answers from Ronald Hicks, CIC, CRIS

2009-11-02 Putting a roof over my porch:

Brian Even before we discuss insurance, let me pass on a old saying, "Don't do business with family." My experience has held this statement to be very true and even double when dealing with construction

2009-10-11 Under the table injury:

Parker This is actually not an insurance question because, it does not appear that there was insurance coverage to pay for your injuries. All that being said, let see how we can veiw this to assist

2009-10-07 PUD Insurance:

I think this brings up another question. What do the documents say? Does the master deed and bylaws have an insurance requirement section? If so, you must follow those documents or you will have a potential

2009-09-21 condo insurance:

You have a very sticky situation. First and foremost, you need to know "what you own". When the association disbanded, the common elements and limited common elements had to be sold off or granted

2009-09-20 walls in the basement bowing:

This is really a question for a claims expert but I will give you my best thoughts on the subject. 11 years ago is a long time for anyone to go back for records but I find it hard to believe that they

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