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  You are here:  AllExperts > Real Estate > Home Buying/Selling > Real Estate Home Mortgages

Expert Profile: Jim Hoepf

Expertise:  I have a diverse background that allows me to answer questions regarding underwriting, collections and industry changes.

Experience in the area
I have 18 years of experience in the industry. I have an extensive underwriting background that allows me to have a greater understanding of how to properly structure a loan for approval. I have been cohost of the local radio show Real Estate Matters for the last four years. I have owned and operated my own brokerage firm for the last 10 years. Along with originating and underwriting I have also handled mortgage delinquency and the foreclosure process.

Education/Credentials
BS in Business Administration from Bluffton University. I have also participated in numerous underwriting workshops put on by Fannie Mae and lenders in the Phoenix area.

Awards and Honors
Broker of the year for Arizona with Homeside Lending.

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Average Ratings
Prestige Points: 490
Knowledge   10.0   Best of the best
Clarity of Response   10.0   Best of the best
Timeliness   10.0   Best of the best
Politeness   10.0   Best of the best
Number Of Questions
(in Past 24 Hours)		0
Max Questions to be Asked
(in 24 Hour period)		5
Total Questions
(since joining AllExperts)		41
Recent Reviews from Users
KnowlClarityTimePolitenessDate
1010101011/24/08
1010101011/20/08
1010101011/12/08
1010101008/14/08
1010101007/18/08
User Comments
Jim has been a great help!
(Travis on 11/24/08)
Offered great advice!!
(Travis on 11/20/08)
Thank You so much for your help. I'm glad I'm not crazy and that I'm not the only person who has never heard of this situation. I do have a friend who
(Beverly on 11/12/08)
Thank you very much for your advice, I will look into the FHA secured loan.
(leticia on 08/14/08)
View All Comments
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Recent Answers from Jim Hoepf
2008-11-23  Purchasing a home in business name:  Nikki, Thank you for the question. Unfortunately there is no easy way to purchase a home in the name of your business. Businesses get commercial loans, individuals get residential mortgages. If...
2008-11-19  Home was foreclosed on, seized and sold.:  Travis, This question is coming up a lot lately. It is my understanding that these loans are not collectable after the first mortgage forecloses. You are correct in that it is a secured loan. My...
2008-11-10  charged off house:  Beverly, Wow! This is a very complicated situation. I have not heard of banks just charging off the debt and not proceeding with foreclosure, although if the house is as bad as you say it is, they...
2008-11-07  Assuming A Mortgage:  Hector, Thank you for the question. This is a tough situation to be in. If you were interested in assuming his mortgage, you would need to contact the lender and see if it was an assumable loan...
2008-11-03  Good Credit, Good Job....:  Hector, Unfortunately she won't be able to do either. First, if her job is in New Jersey and she was trying to buy a primary residence in Florida, the lender would require proof of her new job...
More Answers for "Real Estate Home Mortgages"


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