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Expertise
Fair and honest lending is my passion. I've been in full time in the mortgage business for 20 years as a loan officer, manager, owner, underwriter - and can probably handle most any question. I can help you save money on your next mortgage loan by explaining closing costs and identifying fair fees and "junk fees".
Experience in the area
I have owned my own company as a broker and a banker, managed large production teams and have been a top producer in personal loan production. My experience includes all types of real estate lending: Conventional, FHA, VA, contruction and development loans. I currently work for one of the largest mortgage lenders in the nation and specialize in jumbo loans for private banking clients.
Education/Credentials
I have obtained mortgage and real estate licenses and have taken numerous continuing education courses. My certifications include underwriting authority for loans up to $1,000,000 and instructor for first time home buyer education courses.
Awards and Honors
President's Circle, Market Builder of the Year
Average Ratings
Recent Reviews from Users
K = Knowledgeability C = Clarity of Response T = Timeliness P = Politeness| User | Date | K | C | T | P | Comments |
|---|---|---|---|---|---|---|
| Trisha | 10/24/09 | 10 | 10 | 10 | 10 | Doug, I cant begin to thank you ..... |
| Micchelle | 07/22/09 | 10 | 10 | 5 | 10 | |
| judy | 06/27/09 | 10 | 10 | 10 | 10 | Thank you very much. You explained everything ..... |
| Heather | 05/09/09 | 10 | 10 | 10 | 10 | |
| Steve | 04/25/09 | 10 | 10 | 10 | 10 | This is a great answer, very explicit ..... |
Recent Answers from Doug Walker
2009-10-27 Mortgage Charge Off:
Hi Val, Wow...I guess you can count me amount the confused! To have a mortgage company not accept payments and not pursue foreclosure is very odd. It must have something to do with the Chapter 13
2009-10-23 mortgage charge offs:
Hi Trisha, I am sorry for your situation and I hope your husband finds work soon. You are certainly not alone. Your question is very valid and I will explain why you don't owe the money. Your
2009-08-26 Didn't purchase a home, but lender wants to charge a $350 Pre-Purchase Rate Protection Fee.:
David, The rate protection fee of $350 is kind of odd for starters. Most rate lock in programs do not require an upfront fee. And they can't lock you in until you actually have a property. Most preapprovals
2009-08-21 va mortgage:
Hi Mary, VA allows you to have more than one loan at a time. They don't allow you to buy investment properties with a VA loan, so the new home has to be an owner occupied loan. VA has what is
2009-08-13 Mortgage house problems:
Hi Meryl, I am sorry that things are getting tight for you. Just know you are not alone... You can walk away from your home by sending a letter and the keys to the bank. It will be recorded as
This topic answers questions related to purchasing a home, owning a home, home ownership, mortgage education, mortgage applications, and mortgage needs whether buying a first home or refinancing a current loan. Issues related to home ownership, home equity, mortgage education, refinacing options, home improvment finacing, first time home loans, home equity loans, vactation home loans, and mortgages for investment homes are dealt with here also. Though not the primary focus of this topic, Home Equity Lines of Credits (HELOCS), reverse mortgages, and calculating home equity may also be asked. If you do not see your home mortgae, home finacing, or home equity question answered in this area then please ask a question here
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