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- Craig Ballhagen
Real Estate Home Mortgages/Expert Profile
Expertise
All questions regarding home purchasing and refinancing
Experience in the area
licensed in Ca and Idaho with over 15 years of experience
Organizations
Boise Young Professionals, Association of mortgage bankers
Education/Credentials
BA Sacramento State
Average Ratings
Recent Reviews from Users
K = Knowledgeability C = Clarity of Response T = Timeliness P = Politeness| User | Date | K | C | T | P | Comments |
|---|---|---|---|---|---|---|
| Rick | 11/22/09 | 10 | 10 | 10 | 10 | |
| Karrie | 11/18/09 | 10 | 10 | 10 | 10 | |
| Deborah | 10/26/09 | 10 | 10 | 10 | 10 | Thank you so much for your help ..... |
| john | 09/03/09 | 10 | 10 | 10 | 10 | Thanks Craig for not just the answer ..... |
| Anna | 09/02/09 | 10 | 10 | 10 | 10 | Thank you, Craig was very helpful. I ..... |
Recent Answers from Craig Ballhagen
2009-11-22 Monetary Gifts:
When is comes to gift funds it is a FHA (federal) requirement that there is a paper trail for all gift funds. At Guild mortgage in Boise, we have had parents with the same issues. What we do is have the
2009-11-20 buying a house for my parents:
First, I would always seek this type of advice from a real estate attorney. Never take legal advice from anyone(especially a loan officer) else. Do either of your parents have any income at all? Social
2009-11-18 1st & 2nd Mortage Pay off:
When the house sells all loans will be paid off as long as the loans are not more then the house would appraise for. Are you in a community property state? If so, then the house belongs to your uncle even
2009-11-18 Second Home:
If the second home is in the same city, it can't be a second home. It would have to be an investment property. If the property is in another town and your dad doesn't own any other second homes, there
2009-11-17 Second Home:
The only loans that allow co-signers are FHA loans and FHA doesn't lend on second homes. So if you and your dad are buying it as a second home, your dad should try to quality on his own. If you have
This topic answers questions related to purchasing a home, owning a home, home ownership, mortgage education, mortgage applications, and mortgage needs whether buying a first home or refinancing a current loan. Issues related to home ownership, home equity, mortgage education, refinacing options, home improvment finacing, first time home loans, home equity loans, vactation home loans, and mortgages for investment homes are dealt with here also. Though not the primary focus of this topic, Home Equity Lines of Credits (HELOCS), reverse mortgages, and calculating home equity may also be asked. If you do not see your home mortgae, home finacing, or home equity question answered in this area then please ask a question here
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