Real Estate Home Mortgages/Expert Profile

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Can: reverse mortgage, mortgages of all types, debt management and settlement, foreclosure problems, real estate investment strategies. Can't: real estate law, standard banking outside mortgage and debt.

Experience in the area

2002-2004 President of the Utah Association of Mortgage Brokers (UAMB) 2004-2008 Board member UAMB, Fraud task force chair, PR chair, Legislative chair. 2002-2005 Delegate to National Association of Mortgage Brokers, Legislative committee. 1996-2008 COO Debt Free Living- Now Debt Fast Track. Founder of company- consumer debt elimination company. 1994-2008 President Secured Financial Freedom. Mortgage broker, serviced nationwide, 120 employees and handled real estate investment loans for the Carlton Sheets group and some Rich Dad clients. 2005-2011 ARES, LLC. Owner, Manager. Private money investments, business consulting. 2011- present, Reverse My Mortgage, LLC. Managing Member. Reverse mortgage education, marketing and sales. 2011- present. Salt TV Network. Financial contributor, Sales Manager.



Publications,,,, yahoo answers, wiki answers, UAMB newsletters.


High School- Alta High graduated 1984 Brigham young University- 1986-1991 Business Finance Major

Past/Present Clients, Doreen Stein, PEI institute, Franklin Covey Coaching, Capital Financial Group, the rest are consumers- cannot give out names due to privacy but have had thousands of clients both for debt elimination and mortgage work.

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Joe02/06/17101010Thank you for answering my question so .....
Joe04/13/16101010Thanks. I guess that is true. It's .....
Jess11/07/15101010The only person who was able to .....
Miss Susan Wilson11/05/15101010Great advice! Thank you so much.

Recent Answers from Mark Schow

2017-02-06 reverse mortgage:

The home would stay in her name the whole time, a reverse mortgage places a lien against the home just like with other mortgages, the difference being of course that there is no payment requirements as

2016-12-18 Offset mortgage:

I am sorry for the late reply.  I have been out for the holidays.      The question you are asking about really comes down to personal preference.  Good arguments can be made for placing the money in a

2016-05-12 ways to get pre-approved for more:

Hi Peg, thanks for checking in with this forum.  There may be some solutions for you, I would need to understand more of the specifics to really help answer the question.  Stated income loans are not really

2016-04-13 Raising sales price for seller paying closing costs:

Thanks for checking in.  The main reason for doing what he requested is to have you pay less money at close.  Doesn't sound like this is a need for you so I don't know that you really have a benefit.

2016-03-04 reverse mortgage:

I am sorry to hear you had friends who were burned.  That is never good to hear.  Feel free to contact me if you wish to have me take care of the reverse mortgage for you personally.  I am able to do the


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About Real Estate Home Mortgages
This topic answers questions related to purchasing a home, owning a home, home ownership, mortgage education, mortgage applications, and mortgage needs whether buying a first home or refinancing a current loan. Issues related to home ownership, home equity, mortgage education, refinacing options, home improvment finacing, first time home loans, home equity loans, vactation home loans, and mortgages for investment homes are dealt with here also. Though not the primary focus of this topic, Home Equity Lines of Credits (HELOCS), reverse mortgages, and calculating home equity may also be asked. If you do not see your home mortgae, home finacing, or home equity question answered in this area then please ask a question here

Real Estate Home Mortgages

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