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I am a mortgage banker/loan officer.Have top knowledge of all types of mortgage loans.Can assist nearly anyone looking to finance a residential property.I enjoy traveling [Society Islands (Tahiti, Bora Bora), Hawaii (Maui) and Africa (Zimbabwe)].I keep detailed information on adventures and am willing to share this information with others.{{Bachelor of Science in Business Administration from the University of Iowa, 1986"
Home Buying
| User | Date | K | C | P | Comments |
|---|---|---|---|---|---|
| charles | 05/20/12 | 10 | 10 | 10 | |
| Kristin | 05/14/12 | 7 | 5 | 8 | Thanks for your response, Brian. We are ..... |
| Tony | 01/25/11 | 10 | 10 | 10 | thanks for your info! Very helpful! |
| alex | 01/02/11 | 10 | 10 | 10 | thankyou |
| alex | 09/27/10 | 10 | 10 | 10 | great response great advice |
Laura, Normally, the 4506T results are required for a loan approval. However, you may find a lender who sells the loan direct to FNMA or GNMA and then that may not be required; depends if you are self-employed
Kim, I do not see any reason for you to refinance to add your name to the mortgage. You can file a quit claim deed to add your name to the title of your home. This will make you equal owner of this
since you included a mortgage in a bankruptcy filing, you have a 5-year wait period from the time the property was removed from your name to be eligible for a conventional/FNMA mortgage. Your only option
Sherri, Yes, the property you are refinancing will be considered a second or vacation home property since it is not your primary residence where you live the majority of the time, nor is it an investment
Tony, This is the unfortunate situation that occurs many times. The company that you make your payment to is required to do an escrow analysis at least once per year. When they do this, they have a
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