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I am a mortgage banker/loan officer.Have top knowledge of all types of mortgage loans.Can assist nearly anyone looking to finance a residential property.I enjoy traveling [Society Islands (Tahiti, Bora Bora), Hawaii (Maui) and Africa (Zimbabwe)].I keep detailed information on adventures and am willing to share this information with others.{{Bachelor of Science in Business Administration from the University of Iowa, 1986"

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Home Buying

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    K = Knowledgeability    C = Clarity of Response    P = Politeness
UserDateKCPComments
charles05/20/12101010 
Kristin05/14/12Thanks for your response, Brian. We are .....
Tony01/25/11101010thanks for your info! Very helpful!
alex01/02/11101010thankyou
alex09/27/10101010great response great advice

Recent Answers from Brian HAHN

2012-02-23 Home closing delay because of unfiled taxes:

Laura,  Normally, the 4506T results are required for a loan approval.  However, you may find a lender who sells the loan direct to FNMA or GNMA and then that may not be required; depends if you are self-employed

2012-01-18 Adding a name to an existing mortgage:

Kim,  I do not see any reason for you to refinance to add your name to the mortgage.  You can file a quit claim deed to add your name to the title of your home.  This will make you equal owner of this

2011-08-18 can i get a home construction loan with a 625 fico score and almost 2 years from a discharged chapter 7 bankrupcy:

since you included a mortgage in a bankruptcy filing, you have a 5-year wait period from the time the property was removed from your name to be eligible for a conventional/FNMA mortgage.    Your only option

2011-05-12 Home Refinance:

Sherri,  Yes, the property you are refinancing will be considered a second or vacation home property since it is not your primary residence where you live the majority of the time, nor is it an investment

2011-01-24 Another Escrow Question:

Tony,  This is the unfortunate situation that occurs many times.  The company that you make your payment to is required to do an escrow analysis at least once per year.  When they do this, they have a

 

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About Real Estate Home Mortgages
This topic answers questions related to purchasing a home, owning a home, home ownership, mortgage education, mortgage applications, and mortgage needs whether buying a first home or refinancing a current loan. Issues related to home ownership, home equity, mortgage education, refinacing options, home improvment finacing, first time home loans, home equity loans, vactation home loans, and mortgages for investment homes are dealt with here also. Though not the primary focus of this topic, Home Equity Lines of Credits (HELOCS), reverse mortgages, and calculating home equity may also be asked. If you do not see your home mortgae, home finacing, or home equity question answered in this area then please ask a question here

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