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I am a mortgage banker/loan officer.Have top knowledge of all types of mortgage loans.Can assist nearly anyone looking to finance a residential property.I enjoy traveling [Society Islands (Tahiti, Bora Bora), Hawaii (Maui) and Africa (Zimbabwe)].I keep detailed information on adventures and am willing to share this information with others.{{Bachelor of Science in Business Administration from the University of Iowa, 1986"
Experience in the area
Home Buying
Average Ratings
Recent Reviews from Users
K = Knowledgeability C = Clarity of Response T = Timeliness P = Politeness| User | Date | K | C | T | P | Comments |
|---|---|---|---|---|---|---|
| Simon | 08/27/09 | 9 | 9 | 10 | 10 | Thanks for the timely and helpful response! |
| Garrett | 07/26/09 | 10 | 10 | 10 | 10 | Brian: Thanks for your help! The 203k ..... |
| charlene | 06/08/09 | 10 | 10 | 10 | 10 | I had an answer within 15 minutes ..... |
| Chevy | 06/06/09 | 10 | 10 | 10 | 10 | Mahalo! We'll keep at it! |
| judy | 06/01/09 | 10 | 10 | 10 | 10 | Thank you so much Brian. Yes, it ..... |
Recent Answers from Brian HAHN
2009-09-20 home buying.:
No. Your mortgage loan is based on the lower of either the sales price or appraised value. Adding debt on top is not an option until you develop equity in your home and can do what is called a cashout
2009-07-27 mortgage.:
If you are "purchasing" the home, you cannot get cash back. If you are on title and refinancing to put the mortgage into your name only, then you could apply for a cashout refinance. I recommend discussing
2009-07-26 Financing for Home in Midst of Remodeling:
Garrett, I recommend you discuss this with your Realtor and local loan officer for specifics. I have two options come to mind: 1) Find out if the property you want to buy is owned by FNMA and eligible
2009-07-25 Escrow on Home Mortgage.:
Sandy, It depends upon the loan program. VA & FHA loans require an escrow account be set up with the mortgage. Conventional loans in the majority of the states (CA excluded) require an escrow account
2009-07-06 mortgage for ssi recipients:
Chris, 1) Contact a mortgage loan officer to find out available grants - every state and select cities have their own grant programs. Some banks offer programs not offered by other banks; thus, I'd recommend
This topic answers questions related to purchasing a home, owning a home, home ownership, mortgage education, mortgage applications, and mortgage needs whether buying a first home or refinancing a current loan. Issues related to home ownership, home equity, mortgage education, refinacing options, home improvment finacing, first time home loans, home equity loans, vactation home loans, and mortgages for investment homes are dealt with here also. Though not the primary focus of this topic, Home Equity Lines of Credits (HELOCS), reverse mortgages, and calculating home equity may also be asked. If you do not see your home mortgae, home finacing, or home equity question answered in this area then please ask a question here
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