Larry Batch - Real Estate Home Mortgages - Home Buying/Selling - Real Estate

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Expert Profile: Larry Batch

Expertise: Mortgage lending FHA,VA, Conventional,B/C,investor lending, Reverse Mortgage Lending. Purchases and Refinande`s
Experence in the area of mortgages. Direct lender. Have worked as Mortgage broker, mortgage lender. With over 18 years experence in Organizations; Florida Assocation of Mortgage Brokers FAMB ,National assocation of mortgage B brokers NAMB,Reverse Mortgage lenders assocation. Former member of Florida Assoc. of Realtors. Womens Realtors asoc. Education/Credentials Certfied first time home buyers, Certified Reverse Mortgage instrutor, Senior loan officer.Foreclosure specialist.

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What do you like about this subject? I enjoy helping many senior's obtain thier independce.

What do you still hope to achieve/learn in this field? How to advise seniors on thier financial choices

Something interesting about this subject that others may not know: Have stoped many foreclosures of seniors homes.

Something controversial or provocative about this subject Many so called Reverse mortgage specialist do not know this product and mis lead seniors.

Average Ratings
Prestige Points: 2970
Knowledge	9.74 Best of the best
Clarity of Response	9.45 Excellent
Timeliness	9.68 Best of the best
Politeness	9.75 Best of the best
Number Of Questions (in Past 24 Hours)		0
Max Questions to be Asked (in 24 Hour period)		15
Total Questions (since joining AllExperts)		575

Recent Reviews from Users

Knowl	Clarity	Time	Politeness	Date
10	10	10	10	04/14/08
10	10	10	10	03/26/08
10	10	10	10	02/27/08
10	10	10	10	01/20/08
10	10	10	10	01/21/08

User Comments

Thank you
(Carl on 04/14/08)

I want to thank you for your time. We have one of the best credit scores that you can have. This has taught me to inquire and not to assume.
(Paula on 03/26/08)

Thank you for your reply.
(rosemary on 01/20/08)

Thanks for the email. It was fast and I will look into this for the info that was given was a way I didn't think of. I just hope it will work. thanks
(J.M. on 01/21/08)

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Recent Answers from Larry Batch

2008-07-16 2nd mortgage on sisters house: yes you can put a second mortgage check with a local title company to help you. but if she dosen't pay the first mortgage you can be left holding the bag. as the first mortgagor can foreclose and wipe...

2008-04-25 Construction loan question: construction loans are based on you owning the land which you say you d. so #1 you own the land. you would have to reapply for a new construction loan. You can sell your land and purchase new land and...

2008-03-27 FHA Loan: First off there no such thing as a loan pre approval.you can get a Loan commitment. Meaning your income was verified cash to close, your debt and job history. 30,000 is a big hit why?????????? It's...

2008-03-22 reverse mortgages: Don't be sure you will get more they generally go 60 to 65% of property depending on ablity to pay. Probably rate could be betwen 12 an 15%. Plus 3 to 4 points and closing cost. You can use money to get...

2008-03-22 reverse mortgages: no I assumed when you said qualify for SS I forgot today you have to wait till 65+10.it means is that you will receive more money and you can start now. Be care full on who you contact make sure your dealing...

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