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Real Estate Home Mortgages/Expert Profile
Expertise
I have been in the Real Estate business for over 20 years. I am available to answer your questions regarding buying a home or selling your home and also any questions you may have regarding the loan process. (Purchase or refinance)
Experience in the area
Real Estate Sales and Financing
Organizations
SoCal MLS, National Association of Realtors, California Association of Realtors, Pacific West Association of Realtors.
Average Ratings
Recent Reviews from Users
K = Knowledgeability C = Clarity of Response P = Politeness| User | Date | K | C | P | Comments |
|---|---|---|---|---|---|
| craig | 12/27/07 | 5 | 8 | 10 | |
| Jim | 12/21/07 | 10 | 10 | 10 | |
| Elden | 12/04/07 | 10 | 10 | 10 | |
| Michael | 11/19/07 | 10 | 10 | 10 | Thanks! |
| John | 10/16/07 | 10 | 10 | 10 |
Recent Answers from Ray Beggs
2008-03-20 Down Payment Issue- URGENT!:
Hi KC, First off, welcome to the wonderful world of the credit squeeze. Many buyers, and I mean many buyers, are running into the same walls that you just did. This is basically, in a nutshell, why
2007-12-12 Short sale questions:
Boy Jenny, this is really outside my expertise. I would suggest asking am attorney or an accountant with short sale experience. I will tell you this though, I am seeing many people trying to do these short
2007-11-30 Refinance chp. 13:
Hi Gina, Sorry, but that is more of a legal question (BK Attorney) and I won't be able to give you an answer. Have you tried renegotiating your rate with your bank? Remember, they DON'T want the
2007-10-29 Paying off part of mortgage - good or bad:
Hi Nadeem, There are a lot of factors going into your question. First off, if you owe any other money, it would probably be best to pay that off first. Also, you'd lose the tax write off on the mortgage
2007-09-27 transfer of deed/ home equity loan:
Hi Pete, The problem with that is a home equity loan (or a HELOC) is an adjustable rate loan. You can get a fixed rate home equity loan, but I don't see why you'd do that because home equity loans have
This topic answers questions related to purchasing a home, owning a home, home ownership, mortgage education, mortgage applications, and mortgage needs whether buying a first home or refinancing a current loan. Issues related to home ownership, home equity, mortgage education, refinacing options, home improvment finacing, first time home loans, home equity loans, vactation home loans, and mortgages for investment homes are dealt with here also. Though not the primary focus of this topic, Home Equity Lines of Credits (HELOCS), reverse mortgages, and calculating home equity may also be asked. If you do not see your home mortgae, home finacing, or home equity question answered in this area then please ask a question here
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