Real Estate Home Mortgages/Expert Profile

Average Ratings

• Knowledgeability 9.90
• Clarity of Response 9.88
• Timeliness 10.0
• Politeness 9.96

• Number of Questions (in Past 24 Hours) 1
• Max Questions to be Asked (in 24 Hour Period) 5
• Total Questions (since joining AllExperts) 216
• Volunteer Since 2006-02-21
• Prestige Points 1764

Recent Reviews from Users

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Recent Answers from Brian Beardsley

2009-11-20 Streamline loan:

Thanks for your question - A "streamline" refinance is typically one where your existing lender or servicer refinances your loan with minimal paperwork - Fannie Mae and Freddie Mac are slowly eliminating

2009-11-10 First home purchase:

Thanks for your question, sorry for the delay in answering it... The auto loan will initially lower your score, since it will show that you've increased your overall debt in the last six months, and that

2009-10-29 Construction to end loan mess:

Sorry for the delay in responding - # 1 If they have an appraisal, they are required by LAW to provide you a copy of it. Do not sign ANYTHING - I HIGHLY recommend that you contact a qualified real estate

2009-10-27 Construction to end loan mess:

Thanks for your question - Where is the appraisal that the broker and construction claim they had done? Have you seen it? What has the construction lender said? You may be able to negotiate something

2009-09-24 Past due taxes/mortgage refinance:

Sorry for the delayed response... Most lenders are going to require that the amount is paid in full (They treat the IRS as a credit reference, and technically, you're past due - it may lead to concerns