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- Joe Almirantearena
Real Estate Home Mortgages/Expert Profile
Expertise
I can provide all the mortgage information you need to make an informed decision about obtaining a mortgage in California.
Experience in the area
I've been working in the Mortgage industry for ten years, helping people throughout California, with all types of credit, employment, and rental histories, secure home financing for purchase and refinance. I have dedicated my website to provide FREE mortgage and real estate information to California residents. Visit http://www.findmyloanonline.com
Publications
Fresno Famous
Publications
Fresno Famous
Education/Credentials
California Department of Real Estate
What do you like about this subject?
I take great pride in helping people attain the american dream of homeownership.
What do you still hope to achieve/learn in this field?
I hope to continue to learn new and innovative ways in assisting my clients achieve the dream of homeownership, and help those that already have it, use the advantages of the financial industry in their favor.
Something interesting about this subject that others may not know:
Often times, when you succeed, you help change the lives of your clients.
Something controversial or provocative about this subject
Sound mortgage advice comes from good, ethical mortgage professionals. You can find it, if you're willing to take the time to find one.
Average Ratings
Recent Reviews from Users
K = Knowledgeability C = Clarity of Response T = Timeliness P = Politeness| User | Date | K | C | T | P | Comments |
|---|---|---|---|---|---|---|
| Seena | 08/21/09 | 9 | 10 | 10 | 10 | |
| nancy | 08/20/09 | 10 | 10 | 10 | 10 | The important questions were answered and possible ..... |
| Michelle | 07/17/09 | 10 | 10 | 10 | 10 | |
| Michelle | 07/17/09 | 10 | 10 | 10 | 10 | |
| L | 07/13/09 | 10 | 10 | 10 | 10 |
Recent Answers from Joe Almirantearena
2009-10-30 Quit claiming part of ownership without having to refinance:
Hi Corinna, The lender will not demand anything. You can add this person to title, if you wish. Keep in mind that there are legal consequences to adding someone to title, and you should consult with
2009-10-01 reverse mortgage:
Without knowing more details about your particular situation, I cannot tell you whether you can or cannot do a reverse mortgage. I do know that FHA, which has the shortest timeframe, allows for a transaction
2009-09-22 co sighning mortgage ?:
Your dad's credit will not transfer over to you. As far as your legal options go, I am a mortgage and real estate professional. Legal matters are an arena I leave to legal professionals. It would be
2009-09-21 co sighning mortgage ?:
Hi Richie, I'm sorry to hear about your dad's predicament. Yes, his credit is getting screwed up if the cousin in law is not making the payments. Your dad is responsible for the payment when your cousin
2009-09-20 qualifying for conventional loan:
Hi Maggie, Your question points out an important part of the home buying process. One should always get pre-approved before they begin to look for homes to purchase. It saves them the time and frustration
This topic answers questions related to purchasing a home, owning a home, home ownership, mortgage education, mortgage applications, and mortgage needs whether buying a first home or refinancing a current loan. Issues related to home ownership, home equity, mortgage education, refinacing options, home improvment finacing, first time home loans, home equity loans, vactation home loans, and mortgages for investment homes are dealt with here also. Though not the primary focus of this topic, Home Equity Lines of Credits (HELOCS), reverse mortgages, and calculating home equity may also be asked. If you do not see your home mortgae, home finacing, or home equity question answered in this area then please ask a question here
Answers by Expert:
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