Ron Bauer - Real Estate Home Mortgages - Home Buying/Selling - Real Estate

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Expert Profile: Ron Bauer

Expertise: Whether you have great credit or think you are the most credit challenged person on the planet I can help you with mortgage related questions about purchasing a home, investment property, refinancing, or doing some debt consolidation. I also specialize in helping those needing credit repair or creative financing when purchasing a home. Additionally I work with many second home and investment property buyers in a variety of States. My clientele is mainly west coast (California, Colorado, Nevada, Utah, Arizona...), but I lend in all 50 States and will do my best to answer any question you may have on any conventional, FHA or VA loans...
Experience: Sr. Residential Mortgage Lender of a National Bank specializing in "residential" mortgages including FHA/VA loans and investment property strategies. We process, underwrite, and fund in house for most of the big named companies and then some...

Ask a Question	View Past Answers	View Ratings

What do you still hope to achieve/learn in this field? To earn clients for life by educating them, meeting their needs & goals while providing excellent service. I hate to see how others take advantage of people by misinforming and pressuring them into something they don't need.

What do you like about this subject? Helping people through creative financing is extremely satisfying day after day. If I can help guide you into the best decision that fits your goals and needs it is another success story for the both of us.

Average Ratings
Prestige Points: 2470
Knowledge	9.98 Best of the best
Clarity of Response	9.95 Best of the best
Timeliness	10.0 Best of the best
Politeness	10.0 Best of the best
Number Of Questions (in Past 24 Hours)		1
Max Questions to be Asked (in 24 Hour period)		8
Total Questions (since joining AllExperts)		257

Recent Reviews from Users

Knowl	Clarity	Time	Politeness	Date
10	10	10	10	09/04/08
10	10	10	10	08/25/08
10	10	10	10	08/25/08
10	10	10	10	08/19/08
10	10	10	10	08/08/08

User Comments

Mr Ron Bauer was responsive, and fast! Thanks!!!!!
(Gordon on 09/04/08)

Thanks, I figured it had something to do with capital gains. Good info.
(Catherine on 08/25/08)

Thanks, Ron, we had discussed the options you mentioned, but have been told it was foolish (family, of course). You mentioned something about renting
(Catherine on 08/25/08)

Thanks for your help ! We are exciting about coming to Denver !
(Doug Vickers on 08/19/08)

Thanks for the speedy response & this clears a lot of smoke for us on our situation.
(Merissa on 08/08/08)

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Recent Answers from Ron Bauer

2008-09-05 to sell or not sell property before or after marriage: Tax laws have changed over the years, but capital gains is based on the difference between the amount you purchased it for and the amount you sold it for. I don't know the dollar figure you are looking...

2008-09-04 Re-Fi: Gordon, Any lender can help you. As long as you qualify credit wise and fall within proper debt to income ratio then anyone can help you with a refinance. There are both conventional & FHA (government...

2008-09-03 Re-Fi: Gordon, Thank you for contacting me with your question. You currently are at approx. 85% loan to value on your home if you were looking to refinance it. If you expect to stay and not sell I would...

2008-09-02 to sell or not sell property before or after marriage: Mark, I truly see no difference as to when to sell. Properties do not automatically become 2nd homes when someone gets married and they each owned a home. The tax guidelines, and I am no expert...

2008-08-22 Buying a house: Catherine, Thank you for contacting me with your question. Who wouldn't want to own their home out right! So of course it makes sense. As I see it you have a couple of options. 1) Buy your next...

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