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- Jacqueline Kounkel
Real Estate Home Mortgages/Expert Profile
Expertise
I am able to lend in every State. I specialize in large money deals, jumbo and super jumbo home loans, construction, permanent financing, refinancing, purchases, lines of credit and cash out transactions for residential homes. I can answer questions for you regarding what to look for when choosing a lender or Mortgage Broker. I can assist with questions that you should always ask when shopping for a loan. I will help you to protect your credit score while shopping for a loan. I understand that shopping for the best mortgage is about more than just a rate and my clients needs are always kept in my best interest. Besides getting you the most competitive rate, I will also help you decide which program guidelines are most likely to accept your unique qualifications. Together we will determine which programs will ultimately save you the most money. I will make sure you avoid “bait-and-switch” offers, prepayment penalties and hidden fees. Sometimes a low rate on the wrong loan could COST you thousands of dollars! I can help you to understand your Closing documents, Your Good Faith Estimate, the dynamics of your loan and how it works. I work with my clients for the life long relationship, the lowest rates, and conservative closing costs.
Experience in the area
I can offer clients an unmatched variety of loan programs designed to suit the borrowing needs of every lifestyle. Whether you are looking for a conventional program or one especially suited to a unique circumstance, I have the necessary tools to serve the best interests of my clients and provide mortgage financing to all kinds of buyers. I have worked in the financial industry for 15 yrs and love what I do. Organizations Chamber of Commerce, DRA, SMDRA, Colorado Business Group and SEC Kids Care Volunteer Publications Education/Credentials ACC degree in Banking and Finance Awards and Honors Top Producer, Circle of Excellence, Customer CARE, President's Club Member
What do you still hope to achieve/learn in this field?
I hope to educate clients in my industry so that they are not taken advantage of. To regain trust in individuals that have not been fairly treated when taking out a loan on their home.
Something interesting about this subject that others may not know:
I have extremely competitive rates for jumbo and super jumbo loan clients. Profile accounts with excellent credit and assets please call for rate quotes and scenarios
Average Ratings
Recent Reviews from Users
K = Knowledgeability C = Clarity of Response T = Timeliness P = Politeness| User | Date | K | C | T | P | Comments |
|---|---|---|---|---|---|---|
| Chris | 08/14/09 | 10 | 10 | 10 | 10 | Thank you for the quick turnaround - ..... |
| david | 08/01/09 | 7 | 8 | 6 | 10 | Thank you. |
| Aly | 07/22/09 | 10 | 10 | 10 | 10 | Thank you so very much. I was ..... |
| Patricia | 07/22/09 | 10 | 10 | 10 | 10 | |
| Patricia | 07/22/09 | 10 | 10 | 7 | 10 | day 145 of loan process |
Recent Answers from Jacqueline Kounkel
2009-08-13 Just refinanced condo - want to buy a home and rent condo:
Hi Chris, The answer to your question on a first time homebuyer is yes, your husband can qualify as a first time homebuyer if he is not currently nor has ever been listed on your home or any other
2009-07-28 dwelling coverage:
David, Yes, unfortunately the bank does have the right to request an increase in your insurance based on replacement value of the home. Just as if you were financing a car, if financing, the bank
2009-07-16 Interest Credit:
Michelle, I apologize for the delay in getting you a response to your question. I was away due to an unexpected medical condition, I hope that you can forgive me. Yes, I have heard of interest
2009-07-05 Building a new home:
Hi Chris, Congratulations on your journey to purchase a new home!! The good thing is that the land value can be considered equity for down payment for your new build. It may benefit you to look
2009-06-23 Helping a roommate:
Hi Heather, The answer to your question is yes, in most circumstances, the remaining loan amount would need to be put into the name of the new owner and yes, he would have to qualify in order to have
This topic answers questions related to purchasing a home, owning a home, home ownership, mortgage education, mortgage applications, and mortgage needs whether buying a first home or refinancing a current loan. Issues related to home ownership, home equity, mortgage education, refinacing options, home improvment finacing, first time home loans, home equity loans, vactation home loans, and mortgages for investment homes are dealt with here also. Though not the primary focus of this topic, Home Equity Lines of Credits (HELOCS), reverse mortgages, and calculating home equity may also be asked. If you do not see your home mortgae, home finacing, or home equity question answered in this area then please ask a question here
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