Denise Monaco - Real Estate Home Mortgages - Home Buying/Selling - Real Estate

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Expert Profile: Denise Monaco

Expertise: I can answer questions about home mortgage financing, the difference between a mortgage banker and a mortgage broker, fees involved in purchasing a home and refinancing a home or obtaining a home equity loan and the difference between a 1st & 2nd mortgage and the option to have PMI (Private Mortgage Insurance) Jumbo loans, conforming and non-conforming loans.

Experience in the area
I have been a closer, processor and operations manager and currently a account executive for a national mortgage banking company. I have been in the field for 25 years.

Education/Credentials
Real Estate License & 25 years field experience with many national mortgage banking companies.

Awards and Honors
Top sales person, employee of the month, highest sales award

Past/Present Clients
personal home buyers

Ask a Question	View Past Answers	View Ratings

Average Ratings
Prestige Points: 710
Knowledge	10.0 Best of the best
Clarity of Response	10.0 Best of the best
Timeliness	10.0 Best of the best
Politeness	10.0 Best of the best
Number Of Questions (in Past 24 Hours)		0
Max Questions to be Asked (in 24 Hour period)		5
Total Questions (since joining AllExperts)		109

Recent Reviews from Users

Knowl	Clarity	Time	Politeness	Date
10	10	10	10	08/21/08
10	10	10	10	08/09/08
10	10	10	10	07/23/08
10	10	10	10	07/23/08
10	10	10	10	07/23/08

User Comments

thanks you very much
(John on 08/21/08)

Denise, Thanks for all your advice. I realize you can only answer based on the limited info you know but at least it has made me feel a bit better a
(Debbie on 07/23/08)

Thank you for the advice.
(Debbie on 07/23/08)

Thank you.
(Debbie on 07/23/08)

View All Comments

Ask a Question	View Past Answers	View Ratings

Recent Answers from Denise Monaco

2008-08-20 Buying a second property: Hi Sam We are not currently in a "flipping" market and lenders can see and need proof of value increases when properties are bought and sold quickly. In order to make the home your primary residence...

2008-08-13 Refi or home equity: Hi Leslie Depending on where you are in the home improvements you should be able to refinance. There is a loan that is called an FHA 203k, it is a government back loan. The only thing is that the...

2008-08-05 competing lenders: It is such an unstable market with products taking away every day. What you need to do is research the lender you want to do business with and possibly get referrals. If they don't want to give you referrals...

2008-07-19 line of credit: Hi Penny Depending on where you live you should have no problem getting that by consolidiating your first & home equity line of credit and taking cash out and having one payment. It looks like your...

2008-07-11 Selling a detached garage.: Hi Scott I do not believe you can sell the garage for several reasons. When the house was appraised the garage was included in the value and number 2 because it is on the deed to your property. You...

More Answers for "Real Estate Home Mortgages"

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