Expertise:  I answer questions regarding the two types of insurance (life and fire) required by Panamanian banks for mortgages. I also work closely with mortgage brokers here in Panama, so I can answer general questions regarding banking and mortgages.

Experience in the area
My company has over 30 years of experience in the insurance industry. Founded in 1976, Forlacol is a family oriented company I am third generation in the business. I obtained my insurance license in 2004 and I am qualified to sell personal, property and casualty, and guarantee bonds in the country of Panama.

Organizations
International School of Panama Alumni Society (Vice President 2002-2005) Florida State University Real Estate Society Florida State University Insurance Society (Vice President 2005-2006)

Publications
Panama Real Estate Magazine Building the Best The Pananole - FSU Panama’s Online Newspaper. (Founder and writer 2002 - 2004)

Education/Credentials
I went to college at Florida State University with a scholarship. I graduated with a double major in Multinational Business and Human Resource Management. I took my Real Estate course in 2004 and my Insurance Course in 2003.

Awards and Honors
Florida State University 2 2 Scholarship Hispanic Honor Society

Past/Present Clients
My clients are mostly foreigners. Countries of origin include: the US, Canada, Europe, and Central/South America.