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  You are here:  AllExperts > Autos > Auto Insurance > Auto Insurance Claims

Expert Profile: Claims Guy

Expertise:  I am currently an Auto Claims Manager for a large insurance company. I have 18 years experience in the industry, having worked as a Claims Adjuster, Injury Settlement Negotiator, Claims Manager, SIU/Fraud Investigator, and Compliance Officer......I can answer questions related to any aspect of Automobile insurance claims and coverages. I can provide an inside look at how insurers operate. I always treat my customers fairly and want to help make sure you are treated fairly. However, please keep in mind that being treated fairly according to the law does not guarantee that you will get what you want. I can also answer some questions regarding Homeowner's and other types of insurance claims. I have handled all types of auto insurance claims and coverages. I am NOT an automotive repair expert but can give advice re how insurers handle complex repair issues. Please keep in mind that every state has its own set of laws pertaining to rules of the road, liability, and insurance. No one is an expert on every state. I am most familiar with laws in Maryland, DC, West Virginia, and Virginia, but will attempt to answer questions for other states.

Experience in the area
I am currently an Auto Claims Manager for a large insurance company. I have 18 years experience in the industry, having worked as a Claims Adjuster, Injury Settlement Negotiator, Claims Manager, SIU/Fraud Investigator, and Compliance Officer.

Education/Credentials
I have a B.S. in Finance and have completed the AIC and CPCU designations.

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Average Ratings
Prestige Points: 500
Knowledge   9.92   Best of the best
Clarity of Response   9.77   Best of the best
Timeliness   10.0   Best of the best
Politeness   10.0   Best of the best
Number Of Questions
(in Past 24 Hours)
0
Max Questions to be Asked
(in 24 Hour period)
1
Total Questions
(since joining AllExperts)
49
Recent Reviews from Users
KnowlClarityTimePolitenessDate
1010101012/01/08
1010101011/15/08
1010101010/27/08
1010101010/19/08
1010101010/18/08
User Comments
Thank you so much for the information, I really appreciate you getting back to me so quickly. Your answer was so very thorough and to the point.
(laura on 12/01/08)
Mr.Claims Guy invaluable assistance is greatly appreciated. I feel blessed and thankful to have someone to help me when I'm really down and out. I can
(violeta on 11/15/08)
Thanks for the tip!! It gives me a better understanding of what I should do.
(Lee on 10/27/08)
Thanks for the information. it really helped me out
(Shanna on 10/19/08)
View All Comments
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Recent Answers from Claims Guy
2008-12-01  total loss vehicle Hi Laura, First, the adjuster will write a repair estimate to see if it should be repaired. If it is economical to repair, they will; if not, they will call it a total loss. Normally this occurs if...
2008-11-24  Settlement- RE pain and suffering I will need more info to answer your question fully. How much do the medical bills total for each? Please describe your son's leg injury in more detail. Did they miss any activities? If so, what and...
2008-11-22  Should the premium have change after the market value of the vehicle is down? There are a lot of factors that go into determining premium for a policy. Insurance companies change their overall rates for everyone frequently, sometimes 1-2 times per year, depending on the environment...
2008-11-17  Coverage There are two coverages that might apply here. The first is bodily injury liability. This covers medical bills, lost wages, and pain and suffering. The passenger was negligent so the insurance company...
2008-11-16  Failure to yield liability I need a little more information. Specifically about how he fell. Did he come to a complete stop, put his feet down, and then fall over? Or did he fall over as he was making an emergency stop? If it...
More Answers for "Auto Insurance Claims"


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