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I am currently an Auto Claims Manager for a large insurance company. I have 18 years experience in the industry, having worked as a Claims Adjuster, Injury Settlement Negotiator, Claims Manager, SIU/Fraud Investigator, and Compliance Officer......I can answer questions related to any aspect of Automobile insurance claims and coverages. I can provide an inside look at how insurers operate. I always treat my customers fairly and want to help make sure you are treated fairly. However, please keep in mind that being treated fairly according to the law does not guarantee that you will get what you want. I can also answer some questions regarding Homeowner's and other types of insurance claims. I have handled all types of auto insurance claims and coverages. I am NOT an automotive repair expert but can give advice re how insurers handle complex repair issues. Please keep in mind that every state has its own set of laws pertaining to rules of the road, liability, and insurance. No one is an expert on every state. I am most familiar with laws in Maryland, DC, West Virginia, and Virginia, but will attempt to answer questions for other states.
I am currently an Auto Claims Manager for a large insurance company. I have 18 years experience in the industry, having worked as a Claims Adjuster, Injury Settlement Negotiator, Claims Manager, SIU/Fraud Investigator, and Compliance Officer.
I have a B.S. in Finance and have completed the AIC and CPCU designations.
| User | Date | K | C | T | P | Comments |
|---|---|---|---|---|---|---|
| Mike | 11/08/09 | 10 | 10 | 10 | 10 | That was a better answer the second ..... |
| rendy | 11/03/09 | 10 | 10 | 10 | 10 | Thanks for your time |
| PAT | 10/18/09 | 10 | 10 | 10 | 10 | Thanks Claims Guy...I will check back ..... |
| ray | 10/18/09 | 10 | 10 | 10 | 10 | |
| Tonya | 10/10/09 | 10 | 10 | 10 | 10 | Claims Guy offered quick and sound advice ..... |
#1. Tell me several other possible tortfeasors that may be an option. #2 The owner of the car driven by the at fault driver belongs to his aunt who showed up at the accident scene and was very angry at
Most attorneys will not charge for an initial consultation, but you should verify this before you meet with them. The attorney will probably charge between 25% and 50% of your award, and the percentage
An attorney will probably get a larger settlement, but will also charge you between 30% and 50% of the settlement. Oftentimes the claimant ends up with more money handing the claim themselves. It depends
Yes, they will pay. The DUI does not impact the claim. It will have a huge impact on premiums. They will probably find out even if you do not report the claim, so I would make the claim if it is for
It sounds like they made a mistake about it being totaled. This does happen. When there is a lot of damage, the inital estimate is just a guess. They won't know how much the repairs really cost
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