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Rob Painter, Ase, CFEI, CAFATE


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Please remember. I am not an attorney and cannot legal advice. My answers are based on my experience due to litigation I have been involved in as an expert, for both insurance companies and while oposing them opposing them. I deal with only comprehensive claims on autos related to fire and theft. I have even had the opportunity to rewrite policy coverage language as it relates to vehicle theft and forced entry for insurance defense attorneys.

Experience in the area

Experience in the area: Working with insurance companies and attorneys on these issues for over 20 years. It is very common to have a reported stolen car with a so-called factory anti-theft system to have the theft claim denied. I have served successfully as an expert witness in the courts across the US representing the insured and their attorney revealing that the insurance expert did not take all known theories into consideration before rendering their "Forensic" conclusion. Many insurance carriers us independent "Forensic" experts to examine reported stolen vehicles commonly using flawed methodology implicating the innocent insured with the theft. My job is to determine if the insurance expert reached his conclusions based on accepted scientific principals or just net opinion with no basis other than opinion. My case record against such experts is very compelling.My resume can be seen at the catagory "Auto Theft and Prevention." In "Forensics" the scientific method must be employed. In the forensic locksmith field determining how a reported stolen vehicle was last operated, many processes cannot be duplicated and are conveniently not addressed. If they were, juries would have the opportunity to make a fair and impartial opinion at least about what the expert could or could not prove. There is a purported process determining the last key used. The chances of determining such is very rare uless the key is found in the ignition lock. Experts commonly destroy evidence as well and are rarely questioned on this event. I reveal the weakness in their testimony on such instances.

What do you like about this subject?

I live the subject of auto theft. I have been exposed to more theft recoveries than most, having repaired more than 10,000 theft recoveries. I live for the truth to prevail in our nation's courts far beyond the hype put out by the "forensic" experts currently testifying against insureds. Our courts have been fooled.

What do you still hope to achieve/learn in this field?

I learn every day. New situations. New anti-theft systems.

Something interesting about this subject that others may not know:

I have published almost 50 books articles and a 1,300 slide training course on auto theft and forensics. I have also produced a DVD training program on these subjects for trial attorneys and insurance companies.

Something controversial or provocative about this subject

I am very controversial on these subjects because I dare supply the questions for Plaintiff and Defense attorneys for the opposing expert. We seperate the difference between net opinion and fact.

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    K = Knowledgeability    C = Clarity of Response    P = Politeness
Joe12/21/15101010Thank you, Bob The information you provided .....
naso11/27/14received a response that was irrelevant and .....
David07/24/14101010Thanks I did not think there was .....
Steve06/30/141010Thanks for the response. I knew I .....

Recent Answers from Rob Painter, Ase, CFEI, CAFATE

2015-12-22 Bodily Injury Claim:

Hi,    I am going to do this in two parts because of the urgency. Don't sign the check! That releases any future liability on their part.  Unfortunately, I am an expert on this subject the hard way.  I

2015-12-21 EUO:

Hello,    You are very welcome Joe and thanks for the great feedback.    For 2 1/2 decades we have served insurance companies, but what makes us different is that we are the only nationwide firm that serves

2015-11-14 car insurance:

Hi,  I am limited to giving a general answer because I am not familiar with any exact Conneticut insurance statutes as they may apply. Also remember that my advice is limited to my experience of 2 decades

2014-12-21 Honda CRV engine blown...driver negligence:

Hello,    I did not get the year and model of the vehicle and I am a little perplexed as to how it could be determined as to what gear the trans was in and the speed the engine blew up at. I do not know

2014-10-02 theft and recovery:

Hi,    Well, Had you contacted me the day the inspector was there wanting to verify the hidden vin or even checking the computer, I would have advised you to tell him to pound sand and come back with a


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