You are here:

Auto Insurance Claims/Expert Profile


Ask A Question

Rob Painter, Ase, CFEI, CAFATE

U.S.
Available
Expertise

Please remember. I am not an attorney and cannot legal advice. My answers are based on my experience due to litigation I have been involved in as an expert, for both insurance companies and while oposing them opposing them. I deal with only comprehensive claims on autos related to fire and theft. I have even had the opportunity to rewrite policy coverage language as it relates to vehicle theft and forced entry for insurance defense attorneys.

Experience in the area

Experience in the area: Working with insurance companies and attorneys on these issues for over 20 years. It is very common to have a reported stolen car with a so-called factory anti-theft system to have the theft claim denied. I have served successfully as an expert witness in the courts across the US representing the insured and their attorney revealing that the insurance expert did not take all known theories into consideration before rendering their "Forensic" conclusion. Many insurance carriers us independent "Forensic" experts to examine reported stolen vehicles commonly using flawed methodology implicating the innocent insured with the theft. My job is to determine if the insurance expert reached his conclusions based on accepted scientific principals or just net opinion with no basis other than opinion. My case record against such experts is very compelling.My resume can be seen at the catagory "Auto Theft and Prevention." In "Forensics" the scientific method must be employed. In the forensic locksmith field determining how a reported stolen vehicle was last operated, many processes cannot be duplicated and are conveniently not addressed. If they were, juries would have the opportunity to make a fair and impartial opinion at least about what the expert could or could not prove. There is a purported process determining the last key used. The chances of determining such is very rare uless the key is found in the ignition lock. Experts commonly destroy evidence as well and are rarely questioned on this event. I reveal the weakness in their testimony on such instances.

What do you like about this subject?

I live the subject of auto theft. I have been exposed to more theft recoveries than most, having repaired more than 10,000 theft recoveries. I live for the truth to prevail in our nation's courts far beyond the hype put out by the "forensic" experts currently testifying against insureds. Our courts have been fooled.

What do you still hope to achieve/learn in this field?

I learn every day. New situations. New anti-theft systems.

Something interesting about this subject that others may not know:

I have published almost 50 books articles and a 1,300 slide training course on auto theft and forensics. I have also produced a DVD training program on these subjects for trial attorneys and insurance companies.

Something controversial or provocative about this subject

I am very controversial on these subjects because I dare supply the questions for Plaintiff and Defense attorneys for the opposing expert. We seperate the difference between net opinion and fact.


This expert accepts donations:      

Average Ratings

Recent Reviews from Users

Read More Comments

    K = Knowledgeability    C = Clarity of Response    P = Politeness
UserDateKCPComments
Bettyho05/18/12 
Susan03/27/12 
Steve01/16/121010Thank you for the fast detailed response .....
Kervin12/05/11101010Excellent information and insight.
Jill12/05/11101010Very helpful! He gave me exactly the .....

Recent Answers from Rob Painter, Ase, CFEI, CAFATE

2012-05-18 auto insurance coverage:

Hello,    Unless you have a special deal going with Avis, I have found Alamo/Enterprise a much better deal.    I would recommend paying the additional coverage because he is under 25. Might be less at

2012-05-09 d.u.i. claim:

Hello,    You are asking me a legal question I can;t answer because I am not a licensed Colorado attorney.    However, based on my extensive background with insurance claims, my first question would be

2012-04-15 Insurance company asking me to settle claim although I have insurance:

Hello,    Here is the bad news--It is not up to you to decide the value or what is reasonable. It was determined you did the damage and because you did not claim it on your policy by reporting it, you

2012-03-06 RBC Insurance Theft Claim:

Hello,    As I stated, from my experience RBC is truth-challenged and whatever you hear from them must be taken with a grain of salt. Calling them and bugging them does no good. You won't make the process

2012-03-06 RBC Insurance Theft Claim:

Hello,    Like many of these situations RBC and other carriers have a tendency of being truth-challenged in my opinion. She is not the first and will not be the last that this has happened to.  The problem

 

Ask A Question

Auto Insurance Claims

All Answers


Answers by Expert:


Ask Experts

Volunteer


©2012 About.com, a part of The New York Times Company. All rights reserved.