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- Ron Cercone
Auto Insurance Claims/Expert Profile
Expertise
How to handle automobile total loss claims. I am the president of UClaim and contribute to InsuranceClaimHelp.org .
Experience in the area
28 years adjusting claims since 1980. 15 years for insurers. 14 years for policy holders as a public adjuster since 1995. I'm one of the few public adjusters who has handled automobile damage and total loss claims.
Organizations
CAPIA (California Association of Public Adjusters).
Education/Credentials
BA 1975 in History and Industrial Arts. Full CV at UClaim .
What do you still hope to achieve/learn in this field?
To educate the consumer.
Something controversial or provocative about this subject
Insurance laws and policies need to be "federalized", so there are not 50 different sets of state laws and policies, which give insurers the advantage over consumers.
Average Ratings
Recent Reviews from Users
K = Knowledgeability C = Clarity of Response T = Timeliness P = Politeness| User | Date | K | C | T | P | Comments |
|---|---|---|---|---|---|---|
| shawna | 11/20/09 | 10 | 10 | 10 | 10 | Thank you! That helped me out a ..... |
| MC | 11/13/09 | 10 | 10 | 10 | 10 | |
| kehinde | 11/12/09 | 10 | 10 | 10 | 10 | He is GOD sent . Thanks a zillion ..... |
| Don | 11/10/09 | 10 | 10 | 10 | 10 | Thanks for your time and experience in ..... |
| Brandy | 11/10/09 | 9 | 9 | 9 | 10 |
Recent Answers from Ron Cercone
2009-11-20 Partially denied claim:
It sounds like your claims department thinks she is half at fault. So find out why they say that and disprove it if you can. Get a copy of the police report. Perhaps the report says both were at fault?
2009-11-19 insurance claim:
Well unfortunately your policy says once you turn in the claim, your insurer has the right to settle the claim. I don't know if there may be law in your state which requires the insurer to check with you
2009-11-12 bicycle accident:
This is why you need an attorney. This is not a simple "soft tissue" injury claim. A good attorney will make the difference between you getting 2 and 4 times your medical bills for pain and suffering,
2009-11-10 no fault auto accident:
Between 2 and 4 times the medical bills plus other stuff. A lawyer can make the difference between getting 2 and 4 times the amount. Your injury claim will stretch for months, maybe for a couple years
2009-11-09 Total Loss Not at Fault, who pays and when?:
"Work the claim" with both your insurer and the other drivers insurer and see who gives you the most money. Get your offers in writing and don't cash any checks they mail you until you are sure which one
Answers by Expert:
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