Auto Insurance Claims/Expert Profile

Ron Cercone

U.S.
Maxed Out
Expertise

How to handle automobile total loss claims. I am the president of UClaim and contribute to InsuranceClaimHelp.org .

Experience in the area

28 years adjusting claims since 1980. 15 years for insurers. 14 years for policy holders as a public adjuster since 1995. I'm one of the few public adjusters who has handled automobile damage and total loss claims.

Organizations

CAPIA (California Association of Public Adjusters).

Education/Credentials

BA 1975 in History and Industrial Arts. Full CV at UClaim .

What do you still hope to achieve/learn in this field?

To educate the consumer.

Something controversial or provocative about this subject

Insurance laws and policies need to be "federalized", so there are not 50 different sets of state laws and policies, which give insurers the advantage over consumers.

Average Ratings

  • Knowledgeability 9.79
  • Clarity of Response 9.93
  • Timeliness 9.81
  • Politeness 9.95
  • Number of Questions (in Past 24 Hours) 1
  • Max Questions to be Asked (in 24 Hour Period) 1
  • Total Questions (since joining AllExperts) 195
  • Volunteer Since 2009-01-19
  • Prestige Points 1550

Recent Reviews from Users

Read More Comments

    K = Knowledgeability    C = Clarity of Response    T = Timeliness    P = Politeness
UserDateKCTPComments
Ricky10/15/098 101010 
Don10/09/0910101010thanks
Jim10/08/0910101010Thanks for the info...........very helpful.
Don10/06/0910101010Thank you
Don10/02/0910101010Although I did not get the answer .....

Recent Answers from Ron Cercone

2009-11-06 loss of use:

If this is a claim against the other drivers insurer, they owe you what it would cost to rent a car like yours per day. The time would be from the date of accident to when they make a "reasonable" or fair

2009-11-05 Auto damage:

My gut says take the 60%. Unless you know that the other driver is admitting 100% fault, parking lot accidents like this are usually 50 50. Keep in mind, if a small claims court judge gives you less than

2009-11-04 I was in a car accident:

First of all, run this by an "accident attorney" (plenty in the yellow pages). If you have no claim, they won't take your case. Other than that, if you have no injuries, you have no claim so take the $500

2009-11-03 I don't know if my car is totaled or not:

For starters, tell the insurer you want an "agreed" and "guaranteed" cost of repairs with your body shop. Let them fight it out. Insurers will total out a vehicle if the repair cost is 80-90% of the value

2009-11-02 Salvage vehicle:

I would expect a 10% deduction in ACV from a "reasonable" insurer and 50% from a "low quality" insurer. Go to insuranceclaimhelp.org to see a list of insurers rated for "quality" based on how they pay

 

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