Auto Insurance Claims/Expert Profile

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How to handle automobile total loss claims. I am the president of, which sells 29 different eBooks I have written on how to maximize various types of auto, home and business claims and how to get coverage on denied claims. You may view their tables of contents online. Also available are very specialized eBooks such as on EUO (Examination Under Oath) for example. Also available is an assortment of policy forms used by the most popular insurers. The eBooks have a money back guarantee and currently include personal consultation with Ron Cercone.

Experience in the area

I have been adjusting insurance claims since 1980. 1980 to 1995 adjusting for many insurers (6 years as an independent adjuster with my own company). Currently working as a public adjuster in California, since 1995. I'm one of the few public adjusters who has handled automobile damage and total loss claims.


CAPIA (California Association of Public Adjusters).


BA 1975 in History and Industrial Arts. Full CV at .

What do you still hope to achieve/learn in this field?

To educate the consumer.

Something controversial or provocative about this subject

Insurance laws and policies need to be "federalized", so there are not 50 different sets of state laws and policies, which give insurers the advantage over consumers.

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    K = Knowledgeability    C = Clarity of Response    P = Politeness
Marlene07/24/13101010Thanks for information
Arqam07/15/13101010Thank you very much sir. I appreciate .....
joe07/20/12101010Thank you Ron. They should have a .....
Pat Penn07/05/12101010Thank you very much

Recent Answers from Ron Cercone

2014-03-30 ebooks:

Owen,    The eBooks run on any PC with a Windows operating system. Just follow the download procedure on the product page.     Get the vehicle out of storage ASAP. The storage charges will soon

2013-10-16 Denied in an auto claim:

If you have collision coverage, just let your own company pay the damages for your car. But if not, then go to court. In my opinion, a fair judge would award each of you 50% of your damages, maybe more

2013-07-24 Total Loss x 2:

I dont know about Wisconsin law but this answer will apply to most states since we are talking about property damage. You have a separate legal claim against the towing company for additional damages they

2013-07-12 Renters insurance taking too long:

Most states have laws that payment must be made so many days after the claim is "accepted". In practice insurers can drag out a claim as long as they notify the Department of Insurance that they are still

2013-03-05 Total loss - Upside down in payments:

Hi Dan,    No, sorry. They owe you for ACV (Actual Cash Value), another word for market value. Now if they underpaid for the market value of the vehicle, that is another story. If you think you were lowballed


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