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Auto Insurance Claims/Expert Profile


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Expertise

Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.

Experience in the area

I have been involved in the insurance industry for over 20 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 10 times.

Education/Credentials

Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.

Past/Present Clients

My company has done work for consumers nationwide.

Average Ratings

Recent Reviews from Users

Read More Comments

    K = Knowledgeability    C = Clarity of Response    T = Timeliness    P = Politeness
UserDateKCTPComments
roy11/20/0910101010Helpful. Thanks.
Linda11/20/0910101010Thank you for your very quick response .....
Thad11/20/0910101010 
karl11/18/0910101010thank you richard for your prompt reply .....
Tiffany11/14/09101010Partial answer given althought quickly & politely .....

Recent Answers from Richard Hixenbaugh

2009-11-20 Auto insurance company procedure:

Hi Linda, You certainly have the right to know what is going on. You will not be rocking the boat to call your insurance company to ask the progress and/or outcome of the claim. Just call the adjuster

2009-11-20 insurance claim or homeowners claim:

Hi Linda, Based on your explanation, this would be considered your fault. You would make a claim on your auto insurance since the damage occued as a result of the operation of your car. Your auto insurance

2009-11-19 rear ended:

Hi Thad, You should request the insurance adjuster send you a letter or an email that explains in detail the terms of the settlement. The cost of repairs for your car should be seperate from the injury

2009-11-17 Questionable Settlement Offer:

Hi Giesel, CCC has been sued many times over its valuation practices. The insurance company has no interest in properly compensating you. Their only interest is to make you go away as cheaply as possible

2009-11-17 Minor accident..but found out no coverage:

Hi Chet, I'm sorry this response was a bit slower. The approach you outlined may have been successful if attempted on the spot. The other party has already reported this to their insurance company

 

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