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Auto Insurance Claims/Expert Profile


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Expertise

Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.

Experience in the area

I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.

Organizations

Society of Certified Auto Appraisers

Education/Credentials

Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.

Past/Present Clients

My company has done work for consumers nationwide.

Average Ratings

Recent Reviews from Users

Read More Comments

    K = Knowledgeability    C = Clarity of Response    P = Politeness
UserDateKCPComments
Clara05/09/12101010Thank you so much, Richard. I think .....
Guane05/09/12101010 
Angie05/02/12101010Thank you for your prompt reply.
Wendy05/01/12101010thank you so much, this gives us .....
Tracy04/26/12101010Thank You, Richard. Your answer helps me .....

Recent Answers from Richard Hixenbaugh

2012-05-22 Auto Insurance Claim against me Help!:

Hi Chris,    Let me forst say that I was glad to read that you admit that the collision could have been avoided and that you have paid your fines and reinstated your drivers license.     Unfortunately

2012-05-21 Underage Fees/Loss of Use:

Hi Elizabeth,    The reason they sent you a check marked "Loss of Use" instead of rental car is that they are trying to make it look like you chose to take the case rather than the rental car. You should

2012-05-16 Insurance dilehma:

Hi Hung,    This is how insurance companies make money. They steal millions of dollars from people every year by low balling the small claims. In many cases when the damage is low the vehicle owner will

2012-05-12 PTSD:

Hi Candace,    If someone else was at fault for the accident, then you are entitled to be compensated for your injuries. Sometimes those injuries can include emotional distress and the associated treatment

2012-05-12 How to find out policy limits:

Hi Candace,    In most states the at-fault persons insurance in not required to tell you how much coverage is available. This is so you will not run up bills thinking there is no limit. They want you to

 

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