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  You are here:  AllExperts > Autos > Auto Insurance > Auto Insurance Claims

Expert Profile: Richard Hixenbaugh

Expertise:  Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.

Experience in the area
I have been involved in the insurance industry for over 20 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 10 times.

Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.

Past/Present clients
My company has done work for consumers nationwide.

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Average Ratings
Prestige Points: 18900
Knowledge   9.88   Best of the best
Clarity of Response   9.89   Best of the best
Timeliness   9.95   Best of the best
Politeness   9.97   Best of the best
Number Of Questions
(in Past 24 Hours)		0
Max Questions to be Asked
(in 24 Hour period)		3
Total Questions
(since joining AllExperts)		1846
Recent Reviews from Users
KnowlClarityTimePolitenessDate
1010101008/28/08
1010101008/27/08
1010101008/26/08
1010101008/25/08
9 9 8 1008/25/08
User Comments
Thanks for a great answer. I have an addendum question I will write.
(Gordon on 08/27/08)
great Answer! Thank-you Richard
(Skyler on 08/26/08)
Richard got back to me with a response to my question very promptly, and his response was very clear and concise. I will definitely use this site, and
(Brandon Powell on 08/25/08)
View All Comments
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Recent Answers from Richard Hixenbaugh
2008-08-29  Auto Insurance and Accident:  Hi Karen, You should not pay him anything. You were not at fault for the damage. If he is also aware that someone hit you and took off then he should not be seeking damages from you. You should remind...
2008-08-29  Advice needed : ):  Hi Jessica, In addition to the cost of repairs, you are also entitled to be paid for the loss of value to the vehicle. This is called "diminished value". Considering the extent of the damage, it is...
2008-08-29  geico settlement:  Hi Shannon, I'm sorry your daughter had to go through this. Under the circumstances, with over $45,000.00 in medical bills, I think the claim is worth much more than $7500.00 over the medical bills...
2008-08-28  Auto Insurance claim:  Hi Arvind, If you did not get any of the ladies information and there was no independent witness, your insurance company will consider this to be an at-fault event. They will pay for the repairs less...
2008-08-28  gap insurance denies claim:  Hi Maria, The thing that determins whether or not they have to provide coverage is the actual wording of the GAP insurance policy. An insurance policy is a contract between you and the insurance company...
More Answers for "Auto Insurance Claims"


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