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Auto Insurance Claims/Expert Profile
Expertise
I have extensive knowledge in Personal Auto, Homeowners Insurance and Personal Umbrella coverage. I am also thoroughly familiar with claims handeling procedures. Will answer questions related to the above.
Experience in the area
Experience in the area: Served as an expert at askme.com from 7/2000 thru 10/2002 in the catagories of general insurance, auto and home insurance. Answered 422 questions before that site closed. Licensed in California since 1961, first in Life and Health for 2 + years and as a Property/Casualty Agent/Broker since 1964. I sold my business and took early retirement in 1998. Still maintain a valid California Property/Casualty Agent/Broker license. I have been a volunteer at allexperts.com since 2002. I can provide assistance in the following fields: Property and Casualty Insurance, Insurance Law, Auto Insurance Claims.
Education/Credentials
not applicable
Something controversial or provocative about this subject
Please tell me the name of your home state and if the accident occured in a state other than your home state.
Average Ratings
Recent Reviews from Users
K = Knowledgeability C = Clarity of Response T = Timeliness P = Politeness| User | Date | K | C | T | P | Comments |
|---|---|---|---|---|---|---|
| Jean | 08/10/09 | 10 | 10 | 10 | 10 | |
| JK | 08/09/09 | 10 | 10 | 10 | 10 | Bennie719 is very prompt in responding. |
| Sheri | 08/08/09 | 10 | 10 | 10 | 10 | Bennie was extremely helpful and went way ..... |
| ray | 08/07/09 | 10 | 10 | 10 | 10 | |
| Lyn | 08/06/09 | 10 | 10 | 10 | 10 | Thanks Bennie. My daughter's boyfriend has already ..... |
Recent Answers from Bennie719
2009-08-08 Negligible damage:
Hi JK, Earlier in the evening when attempting to answer your question, I somehow hit a wrong key which probably caused you to be sent a weird message and caused me to totally lose your question.
2009-08-06 car scratch:
Hi Jean, This type loss will be considered a loss by collision, so your higher deductible will apply. Since there was no identified party from which your company has the legal right of recovery, it
2009-08-06 Mother lied to insurance about who was driving:
Hi Lyn, Your daughter's boyfriend needs to make an accurate report of the accident to his insurance company. This should include the true information about the driver and other passengers in the car
2009-08-05 Auto accident------arbitration:
Hi Sheri, Pennsylvania is one of the eleven states that is considered a no-fault insurance state, instead of being a "tort" liability state like the reremaining 39 states and D.C. Each of the 11 states
2009-08-04 What if I want to pay for the damage out of pocket and not submitt the claim?:
Hi Heather, The $1,000 deductible that you speak of only applies to damage to your car. The property damage portion of your policy pays the damaged party with no deductibles having to be paid by you
Answers by Expert:
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