Auto Insurance Claims/Expert Profile

Anne

U.S.
On Vacation
returns 02/20/2012
Expertise

Auto insurance claims regarding vehicle accidents, insurance coverages, auto policies, bodily injury claims, pain and suffering, injury settlements and negotiations.

Experience in the area

I am an adjuster for injury claims and property damage claims for over 5 years (still working there). I have worked for personal injury attorneys helping consumers get a fair treatment and I am passionate to help others with their vehicle accidents.

Education/Credentials

B.A. Economics/ Political Science

Awards and Honors

I was the top settling claims adjuster at the Insurance Company that I worked for.
I am the co writer of http://www.auto-insurance-claim-advice.com a website dedicated to help consumers document their auto claims and navigate the complex claim process.

Past/Present Clients

I work with injury lawyers working on high dollar settlements and jury awards for pain and suffering see: Spokane Law Office.

What do you like about this subject?

I like the negotiation and the dispute resolution aspect of claims. In many occasions, the answer is simpler than insurance companies make it out to be. Creative thinking can really create a win win situation for everyone. I like the challenge.

What do you still hope to achieve/learn in this field?

I like to help consumers with their claims. There are many claims out there are not worth pursuing for an attorney, however, consumers get the short end of the stick when dealing with insurance companies. I like to educate consumers to help them document their own claims.

Something interesting about this subject that others may not know:

Most insurance companies make their money in the stock market. Once their investments go bad, they raise premiums, then they blame injury lawyers.

Something controversial or provocative about this subject

Many claim adjusters are aggressive and argue to protect the pocket of the insurance company. In reality (legally), they have an affirmative duty to their insured and must do everything in their power to do what is in the best interest of the insured. If they don't do this, then they should get suit for bad faith.

Average Ratings

Recent Answers from Anne

2012-01-24 Auto Insurance:

Hello Josephs,     you need TWO policies for that.     One is for the auto. The broken glass and damages to the actual vehicle (and/or anything attacked to the car, like a stereo system). You auto policy

2012-01-15 Auto Policy:

Hello Justin,     It should affect too much, but it will some. If the insurance company finds out, then they will believe that you are a more at risk driver (evidence by the citation). It is not a huge

2011-12-23 PIP auto insurance coverage:

Hello John,     This is a great question. Your auto policy, the PIP section should hold  the right answer. Please see http://www.auto-insurance-claim-advice.com/personal-injury-protection.html    Most

2011-11-19 rear end loss:

Wow, this is amazing!     You have a broken nose? You want to talk to a lawyer ASAP. Please see this page: http://www.auto-insurance-claim-advice.com/find-a-lawyer.html     Really, there may be substantial

2011-11-18 is the commerical property owner at fault:

Well, this will be a difficult claim, but you can make the argument. Note that you will have to have some sort of corroboration (police report will help).     Try to get a police report if you can. Please

 

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