Jonathan P. Magill - HUD Properties - Home Buying/Selling - Real Estate

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Expert Profile: Jonathan P. Magill

Expertise: I can answer all questions that pertain to financing and buying a HUD owned property. All questions pertaining to and regarding the recently passed Economic Stimulus Package and how it may affect your ability to finance a home using HUD's FHA Loan Programs.

Experience in the area
Twenty-One (21) years of hands on experience.

Organizations
Raised over $250,000 for MDA Famlies for Loving Savior (www.f4ls.org)

Publications
LA Times, Chino Hills Champion, California Mortgage Bankers Association, various websites and Homes and Land magazines

Education/Credentials
California Mortgage Bankers Association (CMBA) Co-Founded and operate as CEO and President of PMAC Lending Services Inc. (www.pmac.com) FannieMae/FreddieMac Approved Seller HUD Full Eagle Delegated Approved Lender

Awards and Honors
City Beautification Award for Chino Hills in 2006

Past/Present Clients
Thousands of Home-Owners in the U.S. Thousands of Real Estate Agents in the U.S. Real Estate Allinace (REA - Represents most major banking institutions liquidating their portfolio of Real Estate Owned (REO Homes) www.russellreohomes.com Countrywide Citibank Chase Wells Fargo

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Average Ratings
Prestige Points: 60
Knowledge	10.0 Best of the best
Clarity of Response	10.0 Best of the best
Timeliness	9.00 Excellent
Politeness	10.0 Best of the best
Number Of Questions (in Past 24 Hours)		0
Max Questions to be Asked (in 24 Hour period)		5
Total Questions (since joining AllExperts)		12

Recent Reviews from Users

Knowl	Clarity	Time	Politeness	Date
10	10	10	10	04/29/08
10	10	8	10	03/19/08

User Comments

I am glad to have asked you. a question follows.Thank you.10/10.
(bart on 04/29/08)

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Recent Answers from Jonathan P. Magill

2008-06-21 Where to begin?: Based on your income, if it has been stable for the past 2 years and your credit in OK, 580 FICO or higher without any major derogatory i.e. BK, Foreclosure you would be able to qualify for this house...

2008-06-20 Where to begin?: Hi Jason: The first thing to do is get pre-qualified by a fully delegated FHA/HUD lender - NOT A LOAN BROKER. You can do this by contacting PMAC Lending Services and ask for Frank Gomez. He is...

2008-06-11 HUD purchase-2 year timeframe: Dear Archie: If the initial FHA loan your prospective buyer got nearly 2-years ago was a standard FHA 203-B there is no specific time allotment that must pass before he is eligible to buyer another...

2008-05-13 Hud Rules: Not True - You must live in the property by the loan terms you would get by HUD; that it is a owner occupied loan. However on a standard FHA loan you are not required to live in it for a specific period...

2008-04-19 FHA: Absolutely - The property you have located or are interested in is called a Bank REO "Real Estate Owned". This means that the bank foreclosed on the previous owners, most likely for failure to make payments...