Thom Brooks - Ethics - Theology - Religion/Spirituality

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Expert Profile: Thom Brooks

Expertise: I am knowledgeable in the Insurance Industry and have taught over 39,000 students in the areas of Life, Health, Property & Casualty. I teach Ethics classes monthly. I can assist in Ethics in Real Estate as well as Management, employer-employee relations, but not Ethics as part of your college classes.
Owner of Brooks Insurance School, since 1985. Author of Bubba Book of Knowledge.

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Average Ratings
Prestige Points: 2286
Knowledge	9.95 Best of the best
Clarity of Response	9.95 Best of the best
Timeliness	10.0 Best of the best
Politeness	10.0 Best of the best
Number Of Questions (in Past 24 Hours)		0
Max Questions to be Asked (in 24 Hour period)		4
Total Questions (since joining AllExperts)		143

Recent Reviews from Users

Knowl	Clarity	Time	Politeness	Date
10	10	10	10	11/13/08
10	10	10	10	06/04/08
10	10	10	10	02/17/08
10	10	10	10	01/03/08
10	10	10	10	09/04/07

User Comments

Wonderful, prompt service! Thanks!
(Scott on 11/13/08)

A reply. Thom provided a very well thought out and insightful answer. Thank you for your time and response.
(Alias on 06/04/08)

that was very kind of the expert to give such a thoughtful and detailed reply. would recommend him xx
(anna on 02/17/08)

Thom, most excellent information and advice. Thanks so much. I had gotten a different view on this where privacy matters are concerned but your info
(Karen on 01/03/08)

Thanks so much!
(Lisa on 09/04/07)

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Recent Answers from Thom Brooks

2008-11-13 agent/broker ethics: Scott, If Litigation is considered, you need to handle it through the attorney. They will know the exact code laws that pertains to your question. You can google the New York State laws and research...

2008-11-13 agent/broker ethics: Scott, I cannot answer for the lady agent but the New York State Insurance Department would likely say that someone is in violation of their Fiduciary Responsibilities to the consumer. In Georgia law...

2008-09-21 Exploitation?: Liz, hello! Not at all unethical. His problem would have been if he sold the bed frame after the landlord had stated (or in the lease agreement) that it was to be left in the apartment. If you sell...

2008-08-26 Agent commissions: Bernice, hello! As long as the state laws are adhered to, (like agents sharing commissions if licensed in the same lines), then the commmissions are negotiable. The owner of an agency can usually be...

2008-08-22 Business - Insurance Ethics: Joe, hello! I've been watching the gears in this industry for 34 years and have seen what you've stated. However, my outside view is that the Senior Claims Manager or their equivalent, can make those...