Economics/Expert Profile

Robert Hanzel

On Vacation
returns 12/28/2017

I can answer questions regarding most areas of consumer and commercial finance. I have extensive experience regarding various types of loans (commercial, consumer, USDA, SBA 504, SBA 7A, foreign), many investment vehicles, credit, economics, and banking. I am not an expert regarding tax structures and other tax issues and thus would not recommend asking tax related questions

Experience in the area

Over 11 years Financial, Investigative, and Legal experience including loan review, due diligence, financial analysis, collections, and risk management. I have managed Credit Administration, Loan Administration, Credit Analysis, Credit Review, Liquidation Departments, Collections, and workouts


Both the Risk Management Association and the Bank Administration Institute.


I have obtained both my Credit Risk Certification from the Risk Management Association and a Loan Review Certification from the Bank Administration Institute.

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Recent Reviews from Users

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    K = Knowledgeability    C = Clarity of Response    P = Politeness
John01/03/08101010Thanks Robert! Thanks for a quick, accurate .....
Matt03/10/07101010Couldn't have answered the question any faster .....

Recent Answers from Robert Hanzel

2010-12-29 IMF loan:

I would say there is a "physical" transfer of funds, because everything today is done electronically. Thus, no physical currency is exchanged, but instead, wired funds are transferred between bank accounts

2007-03-02 Economic:

The laws of exports and imports are completely dependent upon the agreements between the two countries; therefore, it can be different per country, per product, etc. However, most countries will not allow

2007-02-27 Differences between Mercantilist and Neo-Mercantilist theory.:

Mercantilism was originally developed by Adam Smith, who wrote the very famous economic work The Wealth of Nations. The original idea was that a country could become prosperous by exporting more goods

2007-02-21 Inflation:

This website limits the number of characters that I can use to answer your question, and quite frankly the answer to your question is debated and discussed at great length among some of the greatest minds

2007-02-08 econ:

Price elasticity of demand is basically the measure of how much buyers and sellers respond to changes in market conditions. Therefore, as different factors change, the price of a product, as well as the


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