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Retirement Planning/Expert Profile

Richard E. Reyes, CFP

U.S.

Available

Expertise

I can provide answers to questions relating to retirement especially relating to; income distribution, tax efficiency, long-term care insurance, life insurance, estate planning, asset protection, variable and fixed annuities, alternative investments and prudent portfolio design.

Experience in the area

Through the years Richard has built a reputation as one of Central Florida's expert on retirement income distribution by providing sound, unbiased wealth coaching. We believe that Financial Planning is the problem and Wealth Coaching is the solution. The Wealth Coaching process gives you Peace of Mind, so you can stop worrying about your future. It helps you find happiness as it guides you in the TRUTH of investing, by teaching you how to make wise choices as you journey through your life’s stages. It is all about your relationships and what you value, not your net worth.

Publications

Seminole Success Magazine “Retirement Planning” Seminole Success Magazine “Small Business Snapshot” The Orlando Sentinel – Ask the Expert Financial Section (Various) Greater Orlando Broker Agent Magazine “The New It” Senior Market Advisor “Random Reader, Random Questions”

Education/Credentials

B.S. University of Florida, Gainesville, FL
CFP Certificate, University of Central Florida, Orlando, FL

What do you still hope to achieve/learn in this field?

Educating people about money and investing is my passion. I want help people seek to understand how money and investments works, and with this information allow them to seek true abundance in their lives.

Something controversial or provocative about this subject

The term financial planning is greatly misunderstood. The financial planning firms frequently parade celebrities in the media to endorse their products. These institutions promote market timing,stock picking,and track-record investing as the solution for peace of mind. In addition, financial planning software is used to perpetuate the sale of their products by using fear and greed as motivators.

Average Ratings

Recent Reviews from Users

User	Date	K	C	P	Comments
Monte	05/01/12	10	10	10	thank you for your help- it is .....
Beverly	04/21/12	10	10	10	A quick response to the follow-up question .....
ang	02/29/12	10	10	10	MANY THANKS ! for your kind help .....
ang	02/28/12	10	10	10	greatly appreciated !
Donnie	02/02/12	10	10	10	This is exactly the information I was .....

Recent Answers from Richard E. Reyes, CFP

2012-04-15 social security benefits:

Beverly,thanks for your question. Its always difficult to answer questions that come about from a "they said", "he said", "she said" standpoint because the facts and as people understand the question is

2012-03-06 annuity transfer:

I am sorry to hear about your situation but I am not certain if I can give you an answer. I need to get more information about your annuity as there are many different kinds. I think I know what you have

2012-02-29 IRA withdrawal:

You must go to the bank and tell them what amount you would like to withdraw because I am sure they might just have you set up for your required minimum amount. But the bank should not care how much you

2012-02-28 IRA withdrawal:

Ang, thanks for your question. I hope I am able to give you some good feedback. RMD's, for some reason, are the most confusing computation when it comes time to owning and IRA. Just remember that an

2012-02-01 401k Contribution:

Donnie, thanks for your information. Depending on your marital status you and your spouse may be able to also contribute into a traditional IRA and take either full or partial deduction for your contribution

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