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Retirement Planning/Expert Profile

Richard E. Reyes, CFP

U.S.

Available

Expertise

I can provide answers to questions relating to retirement especially relating to; income distribution, tax efficiency, long-term care insurance, life insurance, estate planning, asset protection, variable and fixed annuities, alternative investments and prudent portfolio design.

Experience in the area

Through the years Richard has built a reputation as one of Central Florida's expert on retirement income distribution by providing sound, unbiased wealth coaching. We believe that Financial Planning is the problem and Wealth Coaching is the solution. The Wealth Coaching process gives you Peace of Mind, so you can stop worrying about your future. It helps you find happiness as it guides you in the TRUTH of investing, by teaching you how to make wise choices as you journey through your life’s stages. It is all about your relationships and what you value, not your net worth.

Publications

Seminole Success Magazine “Retirement Planning” Seminole Success Magazine “Small Business Snapshot” The Orlando Sentinel – Ask the Expert Financial Section (Various) Greater Orlando Broker Agent Magazine “The New It” Senior Market Advisor “Random Reader, Random Questions”

Education/Credentials

B.S. University of Florida, Gainesville, FL
CFP Certificate, University of Central Florida, Orlando, FL

What do you still hope to achieve/learn in this field?

Educating people about money and investing is my passion. I want help people seek to understand how money and investments works, and with this information allow them to seek true abundance in their lives.

Something controversial or provocative about this subject

The term financial planning is greatly misunderstood. The financial planning firms frequently parade celebrities in the media to endorse their products. These institutions promote market timing,stock picking,and track-record investing as the solution for peace of mind. In addition, financial planning software is used to perpetuate the sale of their products by using fear and greed as motivators.

Average Ratings

Recent Reviews from Users

User	Date	K	C	P	Comments
Donnie	02/02/12	10	10	10	This is exactly the information I was .....
tim	02/02/12	10	10	10	Thanks Mr. Reyes, This is a question .....
AJ	12/22/11	10	10	10
glenn	11/22/11	10	10	10	Hi, I was very impressed with the .....
Barbara	10/14/11	9	8	10

Recent Answers from Richard E. Reyes, CFP

2012-02-01 401k Contribution:

Donnie, thanks for your information. Depending on your marital status you and your spouse may be able to also contribute into a traditional IRA and take either full or partial deduction for your contribution

2012-01-13 55 Rule:

IRS Publication 575, tells us that an early distribution penalty will not apply when withdrawals are made from a qualified retirement (other than an IRA) after your separation from service in or after

2011-12-12 RMD and tax issue:

Scott thanks for your question. I hope I can help. First easy answer is that I would just change my tax preparer. However, I am sure he does not like that advise. I can think of many different ways to

2011-11-30 sellin property:

Jerome, your goal is easily accomplished but is dependent on many variables such as how much money you have, how much income you need, health, age, etc. But your situation and thinking is no different

2011-11-21 2011 rmd:

RMDs are taxed in the year you receive them. If you’ve ever made nondeductible contributions to a traditional IRA, a portion of each RMD will be tax-free. For each year you made a nondeductible contribution

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