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Annuities and life insurance only please.
I am the owner of Annuity Experts, Inc., a California insurance agency that specializes in the annuity and insurance marketplace. I have authored a number of online publications that have been distributed to over 10,000 individuals over the past 4 years. I am also a financial planner and registered investment advisor with experience in the financial sector for over 10 years.
Bachelors of Science from the University of Southern California.
The recent innovation in annuities has created a stir of popularity, and it will only increase as insurance companies get more creative and push the envelope on their own profitability.
I learn something new everyday.
Not all annuities have fees...in fact only one specific type of annuity has a fee.
Fees, surrender periods, irrevocable contracts, mandatory annuitization, index annuities
| User | Date | K | C | T | P | Comments |
|---|---|---|---|---|---|---|
| Helen | 09/25/09 | 10 | 10 | 10 | 10 | Thank you very much for your incredibly ..... |
| Orrin | 08/23/09 | 10 | 10 | 10 | 10 | Hi Josh: Thank you. Both Advisors suggested ..... |
| Magaly | 08/03/09 | 10 | 10 | 10 | 10 | |
| George | 08/01/09 | 10 | 10 | 10 | 10 | I liked the way my situation was ..... |
| Bob | 04/01/09 | 10 | 10 | 10 | 10 | Thank you for the prompt and very ..... |
She needs to speak with a retirement planner who can take a look at her situation, run some financial scenarios, and help her understand if and when she can retire at the comfort level she desiers.
Hello Amanda, Thank you for your question. Without knowing the exact specifications of the policy, it is somewhat difficult to analyze, but in general, I can recommend the following: 1. If cash
Hello Patrick, While the gvt Funds you are currently invested in are good, I think you can do better elsewhere depending your risk tolerance and goals. This is especially true if you will not touch
Hello again Orrin, Jackson National has good financial ratings (A+, AA, etc.), and they are owned by Prudential LLC, which has NO relation to Prudential Financial here in the US. In my opinion, Jackson
Hello Mr. Gordon, First, I would be very careful when advisers immediately recommend annuities, especially for more than 25% of your portfolio. As an expert in this field and someone who markets annuities
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