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All questions about Social Security eligibility and entitlement.
Worked for the Social Security Administration for 33 years
http://www.socialsecurityadviceonline.com
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Many outstanding performance awards while employed at the Social Security Administration
The rules are very complicated, so it is always a challenge to answer questions accurately
Social Security actually makes many errors and they give out misinformation due to the complexity of the program.
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What is the “notch” and what caused it? The term “notch” refers to Social Security benefits paid to people born between 1917 and 1921. The notch resulted from a 1972 change in the Social Security law
I think this article should answer your question. http://www.9wsyr.com/content/news/real_deal/story/Notch-Victim-Legislation-The-R "Notch Victim" Legislation:
I believe this to be a scam. You may want to report it to the Office of Inspector General How Do I Contact the Fraud Hotline? Individuals have a variety of ways to report fraud to us. Individuals
If you file for Social Security benefits before your FRA, you must file for both your own Social Security and your spouse's benefit if it would pay a higher benefit. Basically what they told you is correct
I was unable to locate any Social Security rulings on your particular situation. I personally would think that you could use the child's prorata share of gas/electric, water, home owner's insurance and

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