Beginner Investing/Expert Profile

Robert Hanzel

On Vacation
returns 12/28/2017

I can answer questions regarding most areas of consumer and commercial finance. I have extensive experience regarding various types of loans (commercial, consumer, USDA, SBA 504, SBA 7A, foreign), many investment vehicles, credit, economics, and banking. I am not an expert regarding tax structures and other tax issues and thus would not recommend asking tax related questions.


Both the Risk Management Association and the Bank Administration Institute.


I have obtained both my Credit Risk Certification from the Risk Management Association and a Loan Review Certification from the Bank Administration Institute.

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irina03/18/07101010thanks but the problem is that the .....
Nikki03/18/07101010Thank you for trying.
Bernard02/26/07101010Why does someone email to me about .....
Rose01/16/07101010Dear Robert Hanzel, I appreciate your speedy .....
Shelley08/29/06101010Thank you for the recommendations and speedy .....

Recent Answers from Robert Hanzel

2007-03-18 Practical Finanical Management:

Nikii, I am sorry, but we are not allowed to help with homework questions and I have to keep to the rules that I agreed to when I signed up to participate. However, I can tell you that you can solve this

2007-03-03 investing:

I would highly recommend that your sister spend some time going through her finances with a financial advisor. Most larger banks provide these types of services to their normal customers at signficanlt

2007-02-21 follow up:

Gotcha. A DRIP account is basically when a person opts to have the dividends that there stock pays put back into buying more shares of that stock. Therefore, you must own the stock before you can participate

2007-02-21 follow up:

I am not quite sure what a DRP is. I have heard of a DRIP, which is a dividend reinvestmant plan, but that is not something that you can necessarily opt into. Can you give me a little more info on a DRP?

2007-02-07 cd;s:

The answer is reliant upon the amount of the CD that you purchase and some of the other terms of the CD. There are three types of CD's, these types are check, transfer, or capitalized. These refer to the


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