Shane - Used Cars - Tips on Buying Cars - Autos

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Expert Profile: Shane

Expertise: Understanding how your credit report is used when purchasing a vehicle. Understanding the "Simple Interest Contract". When to put money down and why. I can give you some basic questions to ask the dealer befor signing your papers. I can answer about any question you have about buying a used car from a dealer. I am in Michigan and laws do vary from state to state.

Experience in the area
I have been doing Finance for dealers for 12 years, Sub Prime or Special Finance as it is referred to in the buisness. I also have sold cars at Chevy and Ford dealerships for the last 12 years

Education/Credentials
I have finished many schools, clinics and training classes. 12 years of on the job experience.

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Average Ratings
Prestige Points: 210
Knowledge	10.0 Best of the best
Clarity of Response	9.83 Best of the best
Timeliness	9.83 Best of the best
Politeness	9.83 Best of the best
Number Of Questions (in Past 24 Hours)		0
Max Questions to be Asked (in 24 Hour period)		5
Total Questions (since joining AllExperts)		17

Recent Reviews from Users

Knowl	Clarity	Time	Politeness	Date
10	10	10	10	11/09/08
10	9	9	9	09/26/08
10	10	10	10	09/21/08
10	10	10	10	09/02/08
10	10	10	10	08/16/08

User Comments

Thank you so much, I will try that. Thanks for the prompt reply.
(Grace on 11/09/08)

thanks
(dan on 09/21/08)

Thank you Shane. I will go to my Credit Union instead of financing through the dealership. Thank you!
(Judith on 09/02/08)

thank you for the advise
(Dan on 08/16/08)

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Recent Answers from Shane

2008-11-09 truck with no title: You need to go to the DMV with the Bill of sale and the VIN # of the truck. Bring with you the death Cert. of your son. With this information they can pull up the information needed to get a new title...

2008-11-07 unsafe car: Hello and thanks for the question. If you signed an "AS IS" buyers guide than you bought the car in its current condition with no warranty. I don't know the law in Indiana but in Michigan when the dealer...

2008-09-23 Buying used car: It sounds like the seller is trying to "jump title" which is illegal in all states. Does your bank care what name the car is in or are they just making sure that there isn't a existing lien on the car...

2008-09-23 Used Car: The company who sold you the car isn't the bank. Who was the loan with? If you made payments at the dealership than you had a "buy Here Pay Here" loan and the dealer was the lien holder. What state are...

2008-09-20 engine oil: The oil should be a little brown in color. You don't want it to be black, black oil means it hasn't been changed in quite a while. The most important thing to look for is moisture in the oil. If the oil...