| Recent Answers from Yan Ross |
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2008-07-12 Fraud Alerts: Phil, You are correct -- a "freeze" is different from a "fraud alert," and I need to clarify. There is an excellent official explanation from the Federal Trade Commission posted at this URL (you...
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2008-07-11 credit Reports: Hello, Phil -- I see you have posed three questions, and I will respond to them individually. If your concern is simply to be advised whenever there is a change made to your credit report, there are...
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2008-07-11 id theft: Phil, In addition to several proprietary newsletters, I have news settings on such facilities as Google and Yahoo to collect and send me news stories that include the phrase "identity theft" on a daily...
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2008-07-11 Fraud Alerts: Phil, Third and final response here. Depending on your State of residence, there may be differing costs to impose and remove the "freeze" -- and that is a decision you will have to make based on...
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2008-02-12 english: Bobbyjo, Although your question in the form you submitted is not easily answered, I would encourage you to submit a follow-up with more detail. For instance: Is your question about understanding...
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