Identity Theft Prevention/Expert Profile


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Expertise

Certified Identity Theft Risk Management Specialist (CITRMS) -- providing responses to questions on identity theft prevention and restoration for consumers and holders of protected information (Personally Identifiable Information)

Experience in the area

Recognized and quoted authority in the area of Identity Theft. Principal Contributing Author to the Identity Theft Risk Management Study Guide published by the Institute of Consumer Financial Education. Frequent lecturer on this subject to attorneys and other professionals, as well as law enforcement and community groups.

Education/Credentials
Bachelor of Arts, Princeton University -- Juris Doctor, Yale Law School -- Accredited Educator for numerous professional disciplines

Education/Credentials

Bachelor of Arts, Princeton University -- Juris Doctor, Yale Law School -- Accredited Educator for numerous professional disciplines

What do you like about this subject?

Identity Theft is a growing problem that requires education and straight answers for consumers and businesses alike in order to help respond to this threat. I like being able to share my own experience and research to help them.

What do you still hope to achieve/learn in this field?

My daily reading includes current updates on identity theft developments. I hope to continue to share my knowledge with others.

Something interesting about this subject that others may not know:

In many jurisdictions, nearly half of the reported cases of identity theft do not show up in the victim's credit report.

Something controversial or provocative about this subject

You may be a victim of identity theft and not even find out for 6 to 18 months. When you do find you're a victim, it may be too late to contain the damage.

Average Ratings

Recent Reviews from Users

Read More Comments

    K = Knowledgeability    C = Clarity of Response    P = Politeness
UserDateKCPComments
Anonymous08/09/11101010Mr. Ross, Thank you for your expert .....
Anonymous08/05/11Thanks, but not what I was looking .....
james07/05/11101010 ok; thank you very much for .....
Jared02/14/11101010Thanks for the great advice, I found .....
Stratton07/21/10101010 

Recent Answers from Yan Ross

2011-08-05 Impersonation:

The principal types of reported identity theft that do not show up in the credit report are job-related and medical.    Job-related is usually perpetrated by someone who cannot get legitimate employment

2011-07-16 Impersonation:

OK, Anonymous, then I have a few suggestions for you.    Prevention is probably a misnomer, because there is virtually no single action you can take to "prevent" identity theft.    You can take steps to

2011-07-04 opening:

James,    Yes, your plan to remove the freeze from your credit file at one of the credit reporting agencies, just long enough for an inquiry to be made, and then reinstate the freeze, should serve your

2011-04-06 idenitity theft without consent:

Ed,    Hard to say "legal" or not -- depending on the status of your divorce proceeding (in most jurisdictions).  But I can't give you advice on the law in PA.    Some suggestions, though:  It could be

2010-08-31 Identity Theft:

Christy,    This is a common & frequent scam, with the exception of the attachment of the credit report.  That is the only part I would be concerned about.    I would suggest sending a separate e-mail

 

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