Identity Theft Prevention/Expert Profile

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Certified Identity Theft Risk Management Specialist (CITRMS) -- providing responses to questions on identity theft prevention and restoration for consumers and holders of protected information (Personally Identifiable Information)

Experience in the area

Recognized and quoted authority in the area of Identity Theft. Principal Contributing Author to the Identity Theft Risk Management Study Guide published by the Institute of Consumer Financial Education. Frequent lecturer on this subject to attorneys and other professionals, as well as law enforcement and community groups.

Bachelor of Arts, Princeton University -- Juris Doctor, Yale Law School -- Accredited Educator for numerous professional disciplines


Bachelor of Arts, Princeton University -- Juris Doctor, Yale Law School -- Accredited Educator for numerous professional disciplines

What do you like about this subject?

Identity Theft is a growing problem that requires education and straight answers for consumers and businesses alike in order to help respond to this threat. I like being able to share my own experience and research to help them.

What do you still hope to achieve/learn in this field?

My daily reading includes current updates on identity theft developments. I hope to continue to share my knowledge with others.

Something interesting about this subject that others may not know:

In many jurisdictions, nearly half of the reported cases of identity theft do not show up in the victim's credit report.

Something controversial or provocative about this subject

You may be a victim of identity theft and not even find out for 6 to 18 months. When you do find you're a victim, it may be too late to contain the damage.

Average Ratings

Recent Reviews from Users

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    K = Knowledgeability    C = Clarity of Response    P = Politeness
jeff11/28/16101010Thank you so much
KENNY07/08/15101010Yan is very knowlegeable, very detailed and .....
Jim06/25/14101010Yan was very prompt and extremely helpful .....
Paula06/02/14101010Yan, thank you sooooo much for taking .....

Recent Answers from Yan Ross

2016-11-27 bank account info:

Jeff,    A phone number by itself is not sufficient information for a hacker to access your bank account.    Even though your phone number is one of numerous data elements that a would-be identity thief

2016-01-24 Facebook Account Hacked:

Hector,    Sorry I've been involved in family activities all day, but I do have a few thoughts for you.    Please excuse me if my suggestions go beyond the identity theft aspects of your relationship.

2016-01-24 Facebook Account Hacked:

Hector,    You have apparently experienced a common situation in the world of social media.    While not necessarily singling out Facebook, it is exceedingly difficult for the consumer to enjoy adequate


Kenny,    Very briefly, as far as I can see, the only way you would know if someone (other than law enforcement) is looking at your assets, by contacting the bank or other financial institution where you


Kenny,    Please excuse my delay in responding; my day's been a train wreck....    Anyway, your follow-up question appears to be not about credit reports, but about access to deposit and other financial


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