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Certified Identity Theft Risk Management Specialist (CITRMS) -- providing responses to questions on identity theft prevention and restoration for consumers and holders of protected information (Personally Identifiable Information)
Recognized and quoted authority in the area of Identity Theft.
Principal Contributing Author to the Identity Theft Risk Management Study Guide published by the Institute of Consumer Financial Education. Frequent lecturer on this subject to attorneys and other professionals, as well as law enforcement and community groups.
Education/Credentials
Bachelor of Arts, Princeton University --
Juris Doctor, Yale Law School --
Accredited Educator for numerous professional disciplines
Bachelor of Arts, Princeton University -- Juris Doctor, Yale Law School -- Accredited Educator for numerous professional disciplines
Identity Theft is a growing problem that requires education and straight answers for consumers and businesses alike in order to help respond to this threat. I like being able to share my own experience and research to help them.
My daily reading includes current updates on identity theft developments. I hope to continue to share my knowledge with others.
In many jurisdictions, nearly half of the reported cases of identity theft do not show up in the victim's credit report.
You may be a victim of identity theft and not even find out for 6 to 18 months. When you do find you're a victim, it may be too late to contain the damage.
| User | Date | K | C | P | Comments |
|---|---|---|---|---|---|
| Anonymous | 08/09/11 | 10 | 10 | 10 | Mr. Ross, Thank you for your expert ..... |
| Anonymous | 08/05/11 | 7 | 6 | 5 | Thanks, but not what I was looking ..... |
| james | 07/05/11 | 10 | 10 | 10 | ok; thank you very much for ..... |
| Jared | 02/14/11 | 10 | 10 | 10 | Thanks for the great advice, I found ..... |
| Stratton | 07/21/10 | 10 | 10 | 10 |
The principal types of reported identity theft that do not show up in the credit report are job-related and medical. Job-related is usually perpetrated by someone who cannot get legitimate employment
OK, Anonymous, then I have a few suggestions for you. Prevention is probably a misnomer, because there is virtually no single action you can take to "prevent" identity theft. You can take steps to
James, Yes, your plan to remove the freeze from your credit file at one of the credit reporting agencies, just long enough for an inquiry to be made, and then reinstate the freeze, should serve your
Ed, Hard to say "legal" or not -- depending on the status of your divorce proceeding (in most jurisdictions). But I can't give you advice on the law in PA. Some suggestions, though: It could be
Christy, This is a common & frequent scam, with the exception of the attachment of the credit report. That is the only part I would be concerned about. I would suggest sending a separate e-mail

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