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Group Employee Benefit Plans/Expert Profile
Shirley McAllister, CPP, PHR
Expertise
I can answer questions about Benefits plans, Health and Retirement, Erisa, Hippa, Cafeteria 125, Cobra and 401K. I cannot answer questions about stock option plans or other retirement plans.
Experience in the area
I have been 25 years with my current International company. I am the Health Plan benefit administrator and I am also the Retirement Plan Trustee. I am the Human Resource Director.
Organizations
SHRM APA
Publications
I.O.M.A. B.N.A.
Education/Credentials
PHR in Human Resources CPP in Payroll
Average Ratings
Recent Reviews from Users
K = Knowledgeability C = Clarity of Response P = Politeness| User | Date | K | C | P | Comments |
|---|---|---|---|---|---|
| Lynne | 05/03/12 | 10 | 10 | 10 | |
| Aaron | 04/16/12 | 9 | 10 | 10 | |
| A | 01/05/12 | 10 | 10 | 10 | |
| David | 05/02/11 | 10 | 10 | 10 | Knowledgeable and prompt reply! |
| ehsan | 04/20/11 | 10 | 9 | 10 |
Recent Answers from Shirley McAllister, CPP, PHR
2012-05-03 Cafeteria 125:
Under a cafeteria 125 plan all deductions are non taxed. If your company can allow you to opt out and have them taxed would depend on how your plan is written. Sometimes they have to have 100% of the employees
2012-04-16 medicare Plan B in retirement:
While I am working we are keeping my group health insurance and my husband on it. When I retire both of us will than apply for plan B and probably have to buy a supplemental to go with it. I will probably
2012-04-15 medicare Plan B in retirement:
If the group insurance is equal to or better than Plan B you do not need to switch insurance. You have the right to stay on the group insurance. You are encouraged to apply for plan B because it than becomes
2012-04-04 Pre-tax insurance premium and earned income:
The employer has a cafeteria 125 plan for benefits. All insurance is pretaxed and it cannot be changed because it would interefere with the terms of the plan and cause the plan to be discontinued for all
2011-11-08 Pre-Employment and Annual Physicals:
I would suggest you find an affiliation with a good clinic that has a good Occupational Medicine doctor. You can send all the employees to the same doctor and he or she will keep track of all the visits
Answers by Expert:
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