Credit Repair/Expert Profile

Average Ratings

• Knowledgeability 9.95
• Clarity of Response 10.0
• Timeliness 9.97
• Politeness 10.0

• Number of Questions (in Past 24 Hours) 0
• Max Questions to be Asked (in 24 Hour Period) 10
• Total Questions (since joining AllExperts) 87
• Volunteer Since 2009-03-31
• Prestige Points 1400

Recent Reviews from Users

Read More Comments

    K = Knowledgeability    C = Clarity of Response    T = Timeliness    P = Politeness

User	Date	K	C	T	P	Comments
Tonya	11/06/09	10	10	10	10	Thank you kindly for your quick response .....
Janet	10/25/09	10	10	10	10	Thank you for your quick response in .....
lee	10/23/09	10	10	10	10	Thanks much. Very informative and addressed all .....
lee	10/21/09	10	10	10	10
Tim	10/09/09	10	10	10	10	Thanks for the advice. Tim

Recent Answers from Regan Shinski

2009-11-06 settlement of credit card....:

Hi Tonya: I can't answer that because I don't know the terms of your settlement and original contract. In general, we advise or when we settle accounts for people, we put the credit terms in the settlement

2009-10-24 judgments:

If an open judgement is removed from your credit reports, your score should go up. Unfortunately, it is impossible for me to say how much. The FICO scoring methods are proprietary information and a closely

2009-10-22 should i get another credit card:

Hello Lee: I have never had a problem with the major sites but that does not mean others have not. You can purchase your score by calling each of the credit bureaus or writing to them if you don't

2009-10-22 should i get another credit card:

Lee: It is nearly impossible for me to predict with 100% certainty what you need to do to be able to purchase a vehicle or improve your score. There are just so many factors that go into a score and

2009-10-21 variable APR...Chase Bank:

No. That is a "debit" or "check" card as you mentioned. These are typically not reported to the credit bureaus. The only exception is if you use it, the account goes negative, you don't pay it, and