Credit Repair/Expert Profile

Expertise

I can answer questions on credit reports and dealing with credit reporting agencies, including disputed items, credit scores, and other consumer-related issues.

Experience in the area

In addition to being an attorney and accredited educator, I have dealt with credit reporting issues for over 25 years.

Organizations

Currently an AllExperts Expert on Identity Theft and Reverse Mortgages

Education/Credentials

Certified Credit Report Reviewer (Institute of Consumer Financial Education, nationally prominent non-profit educational organization). Certified Identity Theft Risk Management Specialist (ICFE) JD, Yale Law School BA, Princeton University

What do you like about this subject?

Accurate credit reports and and fair credit scores present a growing problem that requires education and straight answers for consumers and businesses alike. I like being able to share my own experience and research to help them.

What do you still hope to achieve/learn in this field?

Based on the real life experiences of people who come to AllExperts for advice, I am able to learn more about ways to foresee and prevent problems for consumers and businesses.

Something interesting about this subject that others may not know:

It is not well known that your credit score affects both availability and cost of other consumer needs, like homeowner/renter and automobile insurance.

Something controversial or provocative about this subject

Even if it's an error, a credit report that shows a late payment on almost any account can result in the interest rates on all your credit cards increasing dramatically. You should never have to pay for "credit repair" in advance, before you can see the results.