Credit Repair/Expert Profile


Ask A Question

Gary Lambert

U.S.
Available
Expertise

I can answer questions regarding the use of secondary credit numbers to protect against identity theft, any credit questions regarding scoring, cause and effects and re-establishing credit.

Experience in the area

Published "Your Credit, Your Future" in 1988. That was one of the first self help credit repair manuals and was written after spending two years of research time in the local law library. I have been doing credit work ever since.

Education/Credentials

University of Alabama, Finance

Average Ratings

  • Knowledgeability 10.0
  • Clarity of Response 10.0
  • Timeliness 10.0
  • Politeness 10.0
  • Number of Questions (in Past 24 Hours) 0
  • Max Questions to be Asked (in 24 Hour Period) 5
  • Total Questions (since joining AllExperts) 14
  • Volunteer Since 2009-06-24
  • Prestige Points 190

Recent Reviews from Users

Read More Comments

    K = Knowledgeability    C = Clarity of Response    T = Timeliness    P = Politeness
UserDateKCTPComments
daniel11/20/0910101010his answer was excellent and thorough
lee10/22/0910101010Thanks
Allison09/17/0910101010Thank you very much, I've asked quite .....
Sarah09/08/0910101010I am glad that he broke it .....
sandra07/28/0910101010You're right. Thank You

Recent Answers from Gary Lambert

2009-11-20 credit score:

Hi Daniel, Two years? "Ongoing and consistent" means forever. When you stop using credit, your score will drop. If you pay off a credit card every month, your credit score will NOT be as high as

2009-11-19 credit score:

Hi Daniel, Regarding credit cards, your maximum credit score will be achieved by keeping a balance on your card that equals 25% of the line of credit. In other words, if your card has a credit limit

2009-10-22 'check cards' and credit standing:

Hi Lee, Well, I also have 15 years experience in the mortgage industry. I can tell you that we automatically look for at least three active credit lines with good payment history. That can include

2009-10-21 'check cards' and credit standing:

Hi Lee, The answers are no and no. A credit card will charge interest and allow you to pay back amounts smaller than the amount borrowed over time. Your Visa is just a bank card, and does not

2009-10-12 Building Credit:

Hi Justin, Thanks for asking your questions. It sounds like I can help you stay on the right track. The overall comment I want to make is for you to just sit tight where you are for the time being

 

Ask A Question

All Answers

Answers by Expert:

Ask Experts

Volunteer

©2009 About.com, a part of The New York Times Company. All rights reserved.