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Credit Repair/Expert Profile
Expertise
I can answer questions for Texas and California residents concerning issues that involve creditor and debtor rights. Specifically, I can answer questions concerning: FDCPA, FACTA, FCRA, and Texas / California state collections violations. Further I can guide consumers as how to repair their own credit with out the need for hiring a credit repair company.
Experience in the area
For the last 6 years I have worked as a Sr. Paralegal in a law firm (http://www.henleycreditlaw.com) that defends debtors against their creditors. I have reviewed thousands of credit reports and under the supervision of our attorney helped hundreds of clients resolve their credit issues.
Education/Credentials
University of Texas at Austin
Average Ratings
Recent Reviews from Users
K = Knowledgeability C = Clarity of Response P = Politeness| User | Date | K | C | P | Comments |
|---|---|---|---|---|---|
| rob | 07/12/10 | 10 | 10 | 10 | thx |
| Alex | 12/17/09 | 10 | 10 | 10 | great response time excellent help. Thanks alot |
| Angelo | 09/08/09 | 10 | 10 | 10 | Chris, Awesome! Thank you for you help ..... |
Recent Answers from Chris Ebert
2010-12-09 credit repair:
Jason, Let me start by saying I have been where you are before. I too received too many credit cards in college and abused them all. First, on the issue of taking care of this now or waiting. I look
2010-09-17 Threat to credit rating:
Kim, If you pay your mortgage late or not at all, then the person on the mortgage will be affected. For credit score purposes it does not matter who is on the deed. Once you are late on a mortgage
2010-07-27 repairing bad credit:
Ignacio, I am sorry that you were denied credit. The good news is over time and a little work by yourself you can improve your credit to best it can be. To answer your questions: 1) Debts fall off
2010-06-21 Repo/all of stuff:
We do. I would have to look at your credit report to figure out what it wrong with what they are reporting. You can send to chris@henleycreditlaw.com or fax to (214) 722-1983 and I will look over it for
2010-06-10 Credit Repair/Pay for Delete:
Tai, It depends up the creditor and your negotiating skills. But most debt collectors to pay for deletions. And yes, the higher percentage of the debt that is paid increases the chances of getting a
Answers by Expert:
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