Electronic Payment/Expert Profile

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Clint Ruesch


I can answer questions regarding true costs and fees associated with credit card processing, check processing, internet gateways, pin pads, track three qualifications etc... My disciplines include but are not limited to: Credit Card Processing, Debit Card Processing, E-Commerce, Virtual Terminals, PCI Compliance, Point-of-Sale Software, Gift Cards, Android Mobile Swipe, Tele/Moto Accounts. In depth knowledge of avoiding surcharges, and controlling the costs of credit card processing. Explanation of interchange, per items, IAS fees, dues and assessment, and PCI DSS compliance. I can't answer questions regarding ATM's.

Experience in the area

7 years experience helping mainly small, and medium size businesses understand, and control processing costs. I've installed almost every terminal on the market, act as first line of support for my merchants, assisted in point-of-sale implementation, e-Commerce Gateway set-up, Virtual Terminal set-up, and the latest mobile swipe programs.


Bi-annual IMPACT training course (industry specific)

Something interesting about this subject that others may not know:

When manually entering credit card numbers, address match is crucial to receive the lowest possible rate. Ask the customer for the "billing" address of the credit card they are using. This will save you money and reduce risk. It is also a good habit to ask for the 3 digit CV code from the back of card.

Something controversial or provocative about this subject

Watch for those (besides your current processor)that call and say your terminal is not PCI DSS compliant. These are attempts to scare you into switching processors, buying new equipment, or both. If you have questions regarding your PCI DSS compliance, contact your agent or processing help center.

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Prashant S Akerkar07/17/13101010Dear Clint Thank you. Thanks & Regards .....
Prashant S Akerkar07/11/13101010Dear Clint Thank you. Thanks & Regards .....


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