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Leon Bayer has successfully represented clients in bankruptcy for over 30 years. He is frequently called upon by the media, the California Bar and other associations to provide insight and help educate attorneys on bankruptcy issues. You can learn the basics of local bankruptcy practice in Los Angeles from his Human Bankruptcy Guide at http://www.thebankruptcyguide.net/, follow his Los Angeles Bankruptcy Blog at http://bankruptcyblogger.org/category/bankruptcy-in-the-news/, and visit his Los Angeles Bankruptcy Lawyers/Attorneys web site at www.debt-relief-bankruptcy.com. Personal and small business bankruptcy. Mr. Bayer has successfully handled thousands of bankruptcy cases. You can view his personal web site at:
www.debt-relief-bankruptcy.com
You can view his personal blog site at:http://www.bankruptcyblogger.org/
and http://www.thebankruptcyguide.net/ If you or other readers want to keep up with my blog postings about life in and out of bankruptcy, you can follow my blog at http://www.bankruptcyblogger.org/ and my personal web site at http://www.debt-relief-bankruptcy.com and A Human Guide to Bankruptcy at http://www.thebankruptcyguide.net/Leon is a Certified Specialist in Bankruptcy Law by the State Bar of California, and has been a practicing Bankruptcy lawyer for 32 years.
Author, ?The Essentials Of Chapter 13,? Daily Journal Report, December 18, 1987.
Contributing Editor, Basic Bankruptcy, California Practice Handbook, Matthew Bender 1992, 1993.
CEB Consultant, CEB-Personal and Small Business Bankruptcy Practice in California, 2003.
B.A., J.D.
President, 1995-1996-Los Angeles Bankruptcy Forum; Member - Los Angeles County Bar Association Committee on Commercial Law & Bankruptcy, 1988. Law Advisory
Commission-Personal & Small Business Bankruptcy Law of the State Bar of California, 1996-2000
MR. BAYER SAYS: The big banks and credit card companys have been working overtime for many years to undermine the Consitutional right of the American people to be able to claim bankruptcy protection. In 2005 the banking lobby successfully convinced Congress and the President to make the laws and proceedures more complicated, hopeing that it will stymie legitimate people from filing bankruptcy. They succeeded in gaining these complex new legal proceedures by greasing the legislative system with hundreds of millions of dollars in "campaign contributions." The good news for the American people is that while the new laws have made the proceedures needlessly complex to the point where inexperienced people can't help but trip over the maze of new rules and regulations, the process is still doable, especially with a lawyer who is well trained and experienced in this specialty.
MR. BAYER SAYS: The practice of bankruptcy law is extremely satisfying. I know of no other area of law where so much good can be accomplished so rapidly for a client. In most cases we are able to quickly solve problems that have kept our clients sick and sleepless with worry and fear.
MR. BAYER SAYS: Over the past 26 years I have actually helped about 10,000 people overcome a personal debt crisis. I have seen the emotional damage that debt problems cause in someone's life. I have seen how often debt problems can affect everything else in your world, sometimes ruining marriages and careers because of the stress.
MR. BAYER SAYS: Bankruptcy law is ancient. The oldest record of a bankruptcy case was left on a clay tablet from ancient Babylon, written about 3000 years ago! Abraham Lincoln, in the years before he became president, handled many bankruptcy cases as a regular part of his law practice. The right to claim bankruptcy relief is imbedded in the U.S. Constitution, in Article 1, Section 8.
MR. BAYER SAYS: The big banks and credit card companys have been working overtime for many years to undermine the Consitutional right of the American people to be able to claim bankruptcy protection.
| User | Date | K | C | P | Comments |
|---|---|---|---|---|---|
| Alex | 02/10/12 | 10 | 10 | 10 | |
| scott | 01/20/12 | 10 | 10 | 10 | |
| Cheri | 01/04/12 | 10 | 10 | 10 | Mr. Bayer, Thank you, once again, for ..... |
| James Hanna | 12/06/11 | 10 | 10 | 10 | Thank you for the clear and concise ..... |
| Marc | 12/06/11 | 10 | 10 | 10 |
Dear Gary, I see this sort of thing alot. An experienced bankruptcy attorney will know exactly what to do. The bankruptcy court will usually permit the debtor to reopen a closed case so he or she
Dear Alex, When secured collateral like household appliances become broken or destroyed, I like to mention that fact right in the bankruptcy schedules on Schedule F when I list the debt. That puts the
It may be discharged if you have the right circumstances. I believe that unsecured property taxes are not dischargeable if assessed prior to the bankruptcy but last payable without penalty less than
Dear Scott, It should be easy to fix this. You can "dispute" this item on your credit report. The report that you have probably has the instructions to tell you how to do that. I believe that you can
The basic rule is that a lender may report anything that is true. I checked with a very knowledgeable mortgage broker just a few minutes ago so I could give you a better answer. He tells me that
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