| Recent Answers from Terry Leeders |
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2009-06-29 Disabled while on Chapter 13: You can do one of the following: 1. convert to ch7 if eligible, and you currently spend what you make on your monthly living expenses. 2. You can petition the court for a modified plan, based on any...
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2009-06-28 converting from ch13 to 7: The court charges $25 to convert to chapter 7, your attorney may charge a fee for their services as well. You must qualify incomewise for the conversion, also, any unprotected assets can be liquidated...
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2009-06-26 reopening a chapter 7 case: It would depend on your local court rules. Normally the reaffirmations must be in before the case is discharged. Talk to your lawyer about the costs to bring a motion to reopen a closed case, and the...
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2009-06-24 secured debt question in ch 7: Good news on the car. For other secured debts, like appliances, furniture jewelry etc. the attorney can usually negotiate a better reaffirmation balance, payment interest etc. if you want to redeem...
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2009-06-05 Ch.7?: reaffirmation, is signing a document to let the debt survive bankruptcy. You need to stay current on the loan, and you are on the hook for the payments and balance due. You can talk to your lenders to...
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