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Mark J. Markus is a Los Angeles attorney who has practiced exclusively bankruptcy law in California since 1991 and is rated A+ by the Better Business Bureau. He represents debtors, creditors, and Trustees in Chapter 7, Chapter 11, and Chapter 13 of the bankruptcy code throughout California.
Visit http://www.bklaw.com for more information on bankruptcy in general and Mark J. Markus in particular. Many questions are answered on the web page (hint, hint).
The Markus webpage also contains more information on
J.D., University of Arizona 1990. B.A. Economics, California State University, Northridge 1986. For more details please click here
Bankruptcy is a frequently changing area of the law, that frequently involves multiple disciplines, including tax law, real estate law, family law, estate and trust law, and many others. It is always exciting and quite rewarding to assist people with their serious financial problems.
IMPORTANT!! please include in your question the county and state where you live (or where the bankruptcy was or will be filed). Answers to many questions are dependent on state law. I can only answer such questions (such as exemptions, real estate matters, etc.) if they are based on California law.
Bankruptcy was originally designed to achieve a balance between debtorsand the creditors to whom they owe money. It was designed so that on the whole the economy and society at large is better off by enabling people to properly take advantage of bankruptcy laws.
The new bankruptcy laws, which took effect in October 2005, made many changes to how cases are processed, eligibility to file, etc. But mostly it just created more burdens and paperwork for bankruptcy attorneys and their clients. See More
| User | Date | K | C | T | P | Comments |
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| Lucia | 10/26/09 | 10 | 10 | 10 | 10 | |
| Terri | 10/26/09 | 10 | 10 | 10 | 10 | Thank you for your time and quick ..... |
| Lucia | 10/25/09 | 10 | 10 | 10 | 10 |
As long as you remain current with the payments due on the mortgage(s), a bankruptcy by your ex-husband should not affect anything. There may be unique laws in your state, however, so you should check
If no money has been deposited into her account since you got married, then you can probably leave it off, but you should really check with an attorney in Washington to make sure it is actually her separate
I never recommend reaffirmation agreements, and they are unnecessary on real estate. You should check with your attorney in whatever State you are filing for local laws that might make filing a reaffirmation
There's nothing in the bankruptcy law that would kill the loan mod, but as a practical matter, if you file the Chapter 7 case before it is finalized, it will most likely stop the modification and require
When you receive the refund is irrelevant. It's property of the estate if you're entitled to receive it, and that occurred in 2005, so if you don't have any exemptions available under applicable laws
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