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Collections Law/Expert Profile
Expertise
I can answer questions for Texas and California residents concerning issues that involve creditor and debtor rights. Specifically, I can answer questions concerning: FDCPA, FACTA, FCRA, and Texas / California state collections violations.
Experience in the area
For the last 6 years I have worked as a Sr. Paralegal in a law firm (http://www.henleycreditlaw.com) that defends debtors against their creditors. I have reviewed thousands of credit reports and under the supervision of our attorney helped hundreds of client resolve their credit issues.
Organizations
Henley & Henley, PC
Education/Credentials
BBA University of Texas at Austin
Average Ratings
Recent Reviews from Users
K = Knowledgeability C = Clarity of Response P = Politeness| User | Date | K | C | P | Comments |
|---|---|---|---|---|---|
| Peter | 07/21/11 | 9 | 10 | 10 | |
| tawana hobbs | 07/08/11 | 10 | 10 | 10 | |
| Pétia | 07/01/11 | 10 | 10 | 10 | Thank you very much for your help |
| lan | 03/01/11 | 9 | 10 | 10 | Thank you. |
| sai | 02/03/11 | 10 | 10 | 10 | Thanks a lot!! I think I have ..... |
Recent Answers from Chris Ebert
2012-01-09 JUDGEMENT FOR CREDIT CARD DEBT:
Nancy, You will need to negotiate the best you can. That is all you can do. I think it may be worth the money to hire a law firm to represent you if you are uncomfortable or feel you can not handle
2011-12-23 Debt Collection for Medical Bill Without Notice:
Heather, I would contact the debt collector and ask for copies of the bills they are collecting on. If it is a legitimate bill then try to satisfy it for a deletion from your credit report. You may
2011-12-12 Deliquent bill:
Erin, Whether or not you remember ordering it, I would contact the creditor to work this out. You do not want them to send it out to a collection agency and have derogatory entry on your credit report
2011-11-21 Medical Debt California - negotiations & statute of limitations:
Charles, I believe the statute of limitations of when they can sue you has passed according your dates. It often based on the date of last payment rather than last communication. However, they can
2011-11-03 Non Payment of Bill from UPS:
Mr. Chan, If you ignore any bill and do not resolve it with the original creditor they may opt to send it to a collection agency. That collection agency may be able to put the item on your credit report
Answers by Expert:
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