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Expertise

I can answer most questions concerning bankruptcy, whether business or personal, including questions by debtors, creditors, persons interested in purchasing assets from bankruptcy estates, and the like. Also have expertise in tort law, French and Canadian law.

Experience in the area

Practiced bankruptcy for 27 years in California and taught bankruptcy for three years in Maine. This included Chapters 7, 9, 11, 12 and 13 cases, representing debtors, creditors (secured and unsecured), bankruptcy trustees, creditors committees, and persons interested in purchasing assets from bankruptcies. Debtors included persons with virtually no money up to large corporations.

Organizations

Inactive member of the Bar of the State of California. Nonpracticing member of the Bar of Massachusetts. Formerly member of the Maine Bar and conseil juridique in France. Certified by National Committee on Accreditation in Canada.

Publications

Georgetown Law Review; California Bankruptcy Journal; Maine Law Review; Dalhousie Law Journal; University of Toronto Law Journal.

Education/Credentials

Harvard Law School (J.D. 1970; cum laude) and Pomona College (B.A., 1967; cum laude)

Awards and Honors

Selected as a "Superlawyer" in 2005 and 2006 for Northern California.

Average Ratings

Recent Reviews from Users

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    K = Knowledgeability    C = Clarity of Response    P = Politeness
UserDateKCPComments
Scott03/13/12101010Sounds like great advice, I will give .....
WILLIAM02/28/121010Thank you very much
jared02/23/12101010Thank you for your help.
Danny02/09/121010 
kenneth01/26/12101010we Thank you for your much needed .....

Recent Answers from Michael T. Hertz

2012-04-18 Wage garnishment:

Wage garnishment is only one means of collecting on a debt.  Basically, it is a form of levy made upon money owed to you.  If you run a business and are owed money on an irregular basis (that is, not in

2012-03-31 collection agency:

It doesn't sound normal.  Furthermore, if you made an agreement to pay a specific sum and you carried out that agreement fully, they cannot add provisions to the agreement after the fact.    It is illegal

2012-03-27 Debt Question:

This is a complex situation legally, and I need to know these facts:    1.  When was the last time a payment was made on the credit card prior to the commencement of any lawsuit anywhere to collect on

2012-03-27 Debt Question:

I suppose my first question is whether you were properly served with the original complaint that resulted in the judgment and whether the debt itself was so old that, had Chase not gotten a default judgment

2012-03-13 Collection Agency threatening to sue for Citibank debt from 1991:

No -- the statute of limitations is long past (it would have expired in 2001 at the latest, 4 years after you made the last payment!)  The problem is, you'll have to file an answer and defend.    I would

 

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