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Collections Law/Expert Profile
Expertise
Debt Collection, Credit Reporting, FCRA, FDCPA, TCPA issues
Experience in the area
Founder of Debtorboards, co-author of Debtsmanship, former Collector, Credit Counselor
Education/Credentials
MBA
Average Ratings
Recent Reviews from Users
K = Knowledgeability C = Clarity of Response P = Politeness| User | Date | K | C | P | Comments |
|---|---|---|---|---|---|
| kat | 05/18/12 | 6 | 10 | 10 | I appreciate the quick turn around. The ..... |
| John | 05/17/12 | 10 | 10 | 10 | Very helpful advice. Thank you, Steve! |
| John | 05/07/12 | 10 | 10 | 10 | Very helpful information. Thanks again Steve. |
| Lloyd | 03/19/12 | 10 | 10 | 10 | thank you, I just finished writing the ..... |
| sally | 03/14/12 | 10 | 10 | 10 | Thank you for your answer it is ..... |
Recent Answers from Steve Katz
2012-05-21 Certified Mail:
No and No. If you are a Debt Collector as defined by Federal Fair Credit Reporting Act then collecting in any way which causes the debtor to incur costs above the amount of the debt (collect telephone
2012-05-18 Misrepresentation of Debt by Creditor on Judgment:
Whether you trust them or not is irrelevant. They have a Judgment against you and until they see in their own books that it is paid you pretty much have little recourse. You did what you needed to do
2012-05-17 Payday loan Company that was banned from doing business in my state, am I still liable?:
Your question does not clearly state whether you in fact owe the amount or not. The sale of a loan from company "A" to company "B" would cause the account balance at company A to become zero, but that
2012-05-14 Payday online loan:
Payday Loan companies are notorious for making this type of threat. Unfortunately, as they are the "Original Creditor" they are not governed by the Federal Fair Debt Collection Practices Act (FDCPA). Therefore
2012-05-01 Collection/Bad Debit Payment Agreement:
The attorney is simply doing all he can to eliminate any ability you have to fight him in Court. The Consent Judgment is just as if he had served you, a trial was held, and you lost, only you are surrendering
Answers by Expert:
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