John G. Watts - Collections Law - Corporate Law - Business

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Expert Profile: John G. Watts

Expertise: I can answer questions related to debt collectors and collection agencies contacting, threatening, or suing consumers. I can also discuss how credit reports are affected by debt collectors and collection agencies. My website lists a number of actual cases I have recently filed - www.alabamaconsumer.com. You can also go to my blog at http://www.alabamaconsumerlawblog.com/ which lists information about consumer issues.

Experience in the area
I have been a lawyer for 12 years. My background is a trial practice in the area of personal injury and wrongful death. The last couple of years, I have shifted my focus to consumer law. Specifically, to representing consumers with errors on their credit reports (Fair Credit Reporting Act), identity theft (Fair Credit Reporting Act and Fair Debt Collection Practices Act) and harassment from collection agencies (Fair Debt Collection Practices Act).

Education/Credentials
Graduated with a business degree from Indiana University in 1992. Law degree from Cumberland School of Law in 1995.

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Average Ratings
Prestige Points: 1450
Knowledge	9.92 Best of the best
Clarity of Response	9.85 Best of the best
Timeliness	10.0 Best of the best
Politeness	10.0 Best of the best
Number Of Questions (in Past 24 Hours)		0
Max Questions to be Asked (in 24 Hour period)		1
Total Questions (since joining AllExperts)		387

Recent Reviews from Users

Knowl	Clarity	Time	Politeness	Date
10	10	10	10	06/08/08
10	10	10	10	05/16/08
10	10	10	10	04/29/08
10	10	10	10	04/21/08
10	10	10	10	04/21/08

User Comments

Thanks so much! I have submitted the information to your website and await a response. You have been a great help and put my mind at ease on the jai
(Trisha on 05/16/08)

Thank you very much for your response. I feel that you have pointed me in the right direction. I just want all of this to be done and maybe the lawyer
(valerie on 04/29/08)

thank you I was in court today and the Judge would not let them take my money so I got it back, I am just upset that that Lawyer lied to me, and th
(kelly on 04/21/08)

Thank You very much.I do have some follow up on this question.I try to send it but it says you are not availible.Again Thank You
(Crystal on 04/21/08)

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Recent Answers from John G. Watts

2008-06-25 Credit collector: Joe, Is your mother on the account as a co-borrower or co-signer? What are the callers discussing with her? Here is a blog post about when collectors can call a third party about an account of yours...

2008-06-13 Default Judgment: Robert, I don't know what the time limit will be in your state and in front of this particular judge. We typically advise our clients (after learning the details of their situation) to NOT allow a...

2008-06-12 10 Year Old Collection Debt: Vivian, You need to have a consumer lawyer look over this in your state. It may be the statute of limitations has expired and if that is the case then if they have suggested they may sue you, this...

2008-05-15 Received a Writ of Garnishment from collection company: David, Why don't you contact a consumer lawyer - here is one in your state - http://www.myfairdebt.com/m/wa If you didn't know about the judgment then you may can get it set aside. If there is no...

2008-05-13 papers served to Mom: Vera, First thing is to make sure she answers the complaint. Never let a default judgment happen. Here are a couple of articles that might give you some background information. http://www.alabamaconsumerlawblog ...