Collections Law/Expert Profile

Expertise

Debt Collections law, Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), federal law, how to properly answer court summons for collection cases, how to prepare federal cases against debt collectors, how to deal with debt collection phone calls.

Experience in the area

I've been an active consumer advocate for more than 40 years and have helped hundreds of people win cases against debt collectors as well as helping them defeat demands for summary judgment lodged against them by banks, debt collectors and defeat mortgage foreclosures and keep their homes.

Education/Credentials

Paralegal courses for the most part.
I have been teaching people how to deal with judgments, mortgage foreclosures and other such problems both on and off the internet for many, many years. I am a Richard Cornforth information provider ever since 2000 and worked with many other organizations and causes since 1980. I was Oklahoma State Chairman for the nationwide drive to defeat the Constitutional Convention which was proposed by various factions within our federal government such as the Council of State Governments and the National Organization of State Governors who were working hard to organize a Constitutional Convention to be held in 1995 for the purpose of rewriting our American Constitution to be more acceptable to the United Nations. I worked with Senator Charles Duke of Colorado and Senator Don Rogers of California and many others across the nation to keep them from getting the number of delegate states required to lawfully hold a Con-Con and we were successful. I have worked with many other legislative issues in Oklahoma and have always been very successful.

What do you still hope to achieve/learn in this field?

Judges in state courts pay little or no heed to the cries and pleas of defendants demanding justice before the courts even when it should be obvious to the court that the plaintiff is providing false and misleading information to the court.

Something interesting about this subject that others may not know:

Most judges seem to feel that justice is not served if the big bank and debt collector plaintiffs do not get their demands satisfied regardless of how outrageous they may be. This is simply wrong and must change

Something controversial or provocative about this subject

This must change and people must learn to stand up and fight. When and if the day arrives that Americans will stand up and demand honest and fair hearings based on the merits of the case instead of on the pleas of dishonest banks and debt collectors then maybe this situation can be turned around and simple people can get simple justice in our courts.