Apex Credit Services, LLC - Collections Law - Corporate Law - Business

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Expert Profile: Apex Credit Services, LLC

Expertise: Our expertise encompasses the legal frameworks under the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, the Fair and Accurate Credit Transactions Act amendments to the FCRA, and the FCRA. We are also well versed in Tennessee and West Virginia consumer law as well as Texas consumer law. DISCLAIMER: NO PART OF ANY COMMUNICATION FROM APEX CREDIT SERVICES, LLC IS TO BE CONSTRUED AS LEGAL ADVICE. APEX CREDIT SERVICES, LLC IS NOT A LAW FIRM. SHOULD YOU SEEK LEGAL ADVICE, CONSULT A LICENSED ATTORNEY IN YOUR JURISDICTION.

Experience in the area
Our staff is comprised of CCPA experts. Apex Credit Services, LLC, which is a registered, licensed, and bonded credit services organization and certified by the Consumer Data Industry Association.

Organizations
Better Business Bureau

Publications

Education/Credentials

Past/Present Clients
Flagstar Bank Chase Bank

Ask a Question	View Past Answers	View Ratings

Average Ratings
Prestige Points: 2610
Knowledge	9.87 Best of the best
Clarity of Response	9.73 Best of the best
Timeliness	9.81 Best of the best
Politeness	9.94 Best of the best
Number Of Questions (in Past 24 Hours)		1
Max Questions to be Asked (in 24 Hour period)		3
Total Questions (since joining AllExperts)		638

Recent Reviews from Users

Knowl	Clarity	Time	Politeness	Date
10	10	10	10	10/03/08
10	10	10	10	09/24/08
10	10	10	10	09/24/08
10	10	10	10	09/21/08
10	10	10	10	09/16/08

User Comments

Thanks so much, will certainly give it shot!
(Alicia on 10/03/08)

THE ANSWER WAR HELPFUL.THANK YOU VERY MUCH. JOE B.
(JOE on 09/24/08)

Thanks so much for your help! I tried calling several different offices that just gave me the run around, and kept transferring me all over! Thanks
(Sadie on 09/21/08)

View All Comments

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Recent Answers from Apex Credit Services, LLC

2008-09-30 Closed Account in May... Sent to Collections in July!: Alicia: You can dispute the tradeline through the credit reporting agencies and try a goodwill letter to Verizon. They are difficult to work with just so you're forewarned. Apex Credit...

2008-09-26 Debt collection practices: Derek: Technically, no, it isn't legal if your request for validation to the first debt collection was timely. The added interest is likely by virtue of the original creditor. Apex Credit...

2008-09-24 Charge off limitation: Maryjo: Yes, insofar as the reporting period under the FCRA is seven years while the statute of limitations to bring a civil action may be longer in your state. These are two distinct timeframes...

2008-09-24 Collection of newspaper advertising: Rob: Honestly, not much insofar as the FDCPA does not apply to business debts. You may opt to look to your state law for additional protection. Apex Credit Services, LLC http://www...

2008-09-23 Gmac credit fraud: Syl: Contact them directly and give them your side of the story. They are actually prettly reasonable. In addition, dispute the inaccuracies through the credit reporting agencies....