Apex Credit Services, LLC - Collections Law - Corporate Law - Business

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Expert Profile: Apex Credit Services, LLC

Expertise: Our expertise encompasses the legal frameworks under the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, the Fair and Accurate Credit Transactions Act amendments to the FCRA, and the FCRA. We are also well versed in Tennessee and West Virginia consumer law as well as Texas consumer law. DISCLAIMER: NO PART OF ANY COMMUNICATION FROM APEX CREDIT SERVICES, LLC IS TO BE CONSTRUED AS LEGAL ADVICE. APEX CREDIT SERVICES, LLC IS NOT A LAW FIRM. SHOULD YOU SEEK LEGAL ADVICE, CONSULT A LICENSED ATTORNEY IN YOUR JURISDICTION.

Experience in the area
Our staff is comprised of CCPA experts. Apex Credit Services, LLC, which is a registered, licensed, and bonded credit services organization and certified by the Consumer Data Industry Association.

Organizations
Better Business Bureau

Publications

Education/Credentials

Education/Credentials

Past/Present Clients
Flagstar Bank Chase Bank

Past/Present Clients
Flagstar Bank Chase Bank

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Average Ratings
Prestige Points: 3720
Knowledge	9.90 Best of the best
Clarity of Response	9.80 Best of the best
Timeliness	9.80 Best of the best
Politeness	9.96 Best of the best
Number Of Questions Today (GMT time)		0
Max Questions to be Asked (Per Day, in GMT time)		3
Total Questions (since joining AllExperts)		998

Recent Reviews from Users

Knowl	Clarity	Time	Politeness	Date
10	10	10	10	06/11/09
10	10	10	10	05/31/09
10	10	10	10	04/22/09
10	10	10	10	04/17/09
10	10	10	10	04/17/09

User Comments

It was very helpful. Thank you!!!
(fawne on 06/11/09)

Thank you.
(Texas Mary on 04/22/09)

Thsnk you very much for the advise.
(Kimberley on 04/17/09)

THANK YOU.....I RATE YOU A 10
(Kathy on 04/17/09)

View All Comments

Ask a Question	View Past Answers	View Ratings

Recent Answers from Apex Credit Services, LLC

2009-06-27 Debt Collection Practices: Hope: If it's the original creditor, no. If it is a debt collector, yes, you can write them a letter telling them to only contact you in writing. Apex Credit Services, LLC 2919 Shadyside Road...

2009-06-16 contract: Amanda: Your first move should be to dispute it with the credit reporting agencies. Do so in writing. If it's verified, then consult with an attorney. Your second step should be to request validation...

2009-06-10 collections: Fawne: Generally, no. Sounds as if they're trying to pull one over on you. At this point, I'd recommend retaining an attorney. If you're in Tennessee, we at Apex Credit Services know an excellent...

2009-06-09 to pay or not?: Jason: You need to consult with a consumer attorney. If you're in Tennessee, we can recommend a few that we at Apex Credit Services refer our credit repair clients to. Otherwise, go to or Google NACA...

2009-06-02 garnishment after dismissal????: Jennifer: It was likely that it was dismissed "without" prejudice which permits the creditor to bring the claim back once more. It sounds as though this time the creditor served your fiancee and he...