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I am a licensed Property/Casualty agent in the state of Wisconsin, a Certified Insurance Counselor and a Certified Insurance Service Representive, with a 15+ year background in personal insurance underwriting. I am currently working in the Homeowners and Auto field, and was licensed in Life and Health insurance years ago. I can provide input if you will give me a "one paragraph what`s the story", however depending on the situation, do note that as policy forms and endorsements vary by the state, the information may be general and educational in nature.

Experience in the area

20+ Years

Organizations

CIC, CISR, API

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    K = Knowledgeability    C = Clarity of Response    T = Timeliness    P = Politeness
UserDateKCTPComments
Zarine03/11/1010101010Thanks!
Joann03/08/1010101010Thanks a lot!
Grady Williams03/01/1010101010 
Rica02/19/1010101010Thanke U so much for all of .....
Rica02/16/1010101010 

Recent Answers from Denise

2010-03-06 Progressive Insurance I need help with them !:

Hi Hector- This is really out of my expertise range. You do have the option of arbitration as to the settlement. They will not pay for a new motor, so one with less miles that you have on it now may

2010-03-01 house fire:

Hi Bill- Unless you can clearly prove and document the neighbor negligently started the fire, you don't have any real grounds for negligence against your neighbor. By not insuring your rental property

2010-02-26 Renter's Insurance:

Hi Grady- Yes, an apartment can make renters insurance mandatory, and I think it is a good idea. If a tenant starts a fire, it gives them some recourse for insurance purposes for the damage. $30,000

2010-02-25 water damage in a condo from neighbor upstairs:

Hi Anna- You might try talking with your condo insurance company, to see if they have any suggestions. It doesn't sound like they were specifically negligent in the loss, however if they are not home

2010-02-25 Lawsuit/ No insurance:

Hi Eve- Cars are never insured under a homeowners policy, but I'm sure you know that by now. Just because you are uninsured does not mean you were at fault. You need to obtain a copy of the police

 

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