Denise - Insurance Law - Personal Insurance - Money

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Expert Profile: Denise

Expertise: I am a licensed Property/Casualty agent in the state of Wisconsin, a Certified Insurance Counselor and a Certified Insurance Service Representive, with a 15+ year background in personal insurance underwriting. I am currently working in the Homeowners and Auto field, and was licensed in Life and Health insurance years ago. I can provide input if you will give me a "one paragraph what`s the story", however depending on the situation, do note that as policy forms and endorsements vary by the state, the information may be general and educational in nature.

Experience in the area
20+ Years

Organizations
CIC, CISR, API

Ask a Question	View Past Answers	View Ratings

Average Ratings
Prestige Points: 8420
Knowledge	9.72 Best of the best
Clarity of Response	9.79 Best of the best
Timeliness	9.84 Best of the best
Politeness	9.96 Best of the best
Number Of Questions (in Past 24 Hours)		1
Max Questions to be Asked (in 24 Hour period)		5
Total Questions (since joining AllExperts)		1200

Recent Reviews from Users

Knowl	Clarity	Time	Politeness	Date
10	10	10	10	07/12/08
10	10	10	10	07/11/08
10	10	10	10	07/12/08
10	10	8	10	07/11/08
8	10	7	10	07/14/08

User Comments

Thanks so much Denise, i may end up asking another question in the future because of your commitment to helping others. thanks again, jason
(Jason on 07/12/08)

Dear Denise Thank You so much. I really thought that was the route to go. Thanks Again, Barb Lykos
(Barb on 07/11/08)

Thanks so much for your help. The trucking company has given me their ins. information, but has demanded I file a claim also. I just wanted to make s
(Bobbe on 07/11/08)

View All Comments

Ask a Question	View Past Answers	View Ratings

Recent Answers from Denise

2008-07-18 hire car insurance: Hi Martyn- Rental car companies offer three types of coverage, and it is your option as the leasee to decide what coverages you want to purchase. RLP is Rental Liability Protection, which gives you the...

2008-07-16 cutting trees for insurance requirement: Hi Suzanne- Your homeowners insurance does have the right to request you to do this, because if they feel they are an undue hazard to the house, cutting away the limbs will reduce losses. I would recommend...

2008-07-16 coverage for a driver not on title: Hi Denise- She can be a permissive driver of the vehicle, just by you giving her permission. She will not be considered to be a Named Insured, such as you and your husband are. If she also has her own...

2008-07-12 Tree on Truck: Hi Stephanie- You can ask, but I doubt that the county will respond. You would have to be able to prove that the tree was unsafe, dead, and a hazard to traffic previously, and should have been removed...

2008-07-11 car wreck: Hi Kim- I'm not clear, first of all, who the legal titled owner of the car is. If you are, then it could be argued that your daughter, as a regular driver of the vehicle, and rated on the policy, should...