Insurance Law/Expert Profile

Bennie 719

U.S.
Unavailable
Expertise

I have extensive knowledge in Personal Auto, Homeowners Insurance and Personal Umbrella coverage. Also thoroughly familar with claims handling procedures. Will not be able to quote rates because I took an early retirement. I still maintain a valid California Property/Casualty Agent/Broker license.

Experience in the area

Experience in the area: I have been answering questions at allexperts.com since 2002 in the catagory of "Property & Casualty Insurance". Licensed in California since 1961, first in Life/Health for 3 years and as a Property/Casualty Agent/Broker since 1964. Retired at age 58, but still complete my 30 hours of continuing education every two years in order to keep renewing my license.

Education/Credentials

not applicable

Average Ratings

Recent Reviews from Users

Read More Comments

    K = Knowledgeability    C = Clarity of Response    P = Politeness
UserDateKCPComments
Richard08/08/09101010Timely and clear response.
Rich08/05/09101010Thanks for the reply. I decided to .....
Mary07/31/09101010Thank you so much for the information .....
Mike07/26/09101010Thanks Bernie!
Paul07/24/09101010Thank you so much! Although the information .....

Recent Answers from Bennie 719

2009-08-05 receiving diagnostic test:

Hi Chyrl,  I have never seen such a clause in the legal wording of any auto medical payment coverage,  but it is quiet common in a health policy, especially one through a HMO which also will  require that

2009-08-01 Homeowner insurance claim:

Hi Simone,  No, a policy will not cover a loss that happened before the effective date of the policy.    Unless you purchased the property in an "as is" condition, many states require that the seller inform

2009-07-31 Insuring teenage part-time driver:

Hi Mary,  Insurance does follow the car in cases when you loan it to a driver outside your  household, your policy is the primary coverage and that person does not have to be  named on your policy.   

2009-07-30 Insurance Claim denied on Tire Blow-out Damage:

Hi Carol,  You didn't mention your state of residence, so this must be happening in the  Twilight Zone based on the illogical response from the adverse company.    Although there are separate exclusions

2009-07-28 Tree Branch hit car:

Hi Jody,  Normally, the tree owner is not liable unless the owner can be shown to have been negligent.  This usually means that a limb or tree was dead or diseased and the owner had been notified of such

 

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