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Insurance Law/Expert Profile
Expertise
I have extensive knowledge in Personal Auto, Homeowners Insurance and Personal Umbrella coverage. Also thoroughly familar with claims handling procedures. Will not be able to quote rates because I took an early retirement. I still maintain a valid California Property/Casualty Agent/Broker license.
Experience in the area
Experience in the area: I have been answering questions at allexperts.com since 2002 in the catagory of "Property & Casualty Insurance". Licensed in California since 1961, first in Life/Health for 3 years and as a Property/Casualty Agent/Broker since 1964. Retired at age 58, but still complete my 30 hours of continuing education every two years in order to keep renewing my license.
Education/Credentials
not applicable
Average Ratings
Recent Reviews from Users
K = Knowledgeability C = Clarity of Response P = Politeness| User | Date | K | C | P | Comments |
|---|---|---|---|---|---|
| Richard | 08/08/09 | 10 | 10 | 10 | Timely and clear response. |
| Rich | 08/05/09 | 10 | 10 | 10 | Thanks for the reply. I decided to ..... |
| Mary | 07/31/09 | 10 | 10 | 10 | Thank you so much for the information ..... |
| Mike | 07/26/09 | 10 | 10 | 10 | Thanks Bernie! |
| Paul | 07/24/09 | 10 | 10 | 10 | Thank you so much! Although the information ..... |
Recent Answers from Bennie 719
2009-08-05 receiving diagnostic test:
Hi Chyrl, I have never seen such a clause in the legal wording of any auto medical payment coverage, but it is quiet common in a health policy, especially one through a HMO which also will require that
2009-08-01 Homeowner insurance claim:
Hi Simone, No, a policy will not cover a loss that happened before the effective date of the policy. Unless you purchased the property in an "as is" condition, many states require that the seller inform
2009-07-31 Insuring teenage part-time driver:
Hi Mary, Insurance does follow the car in cases when you loan it to a driver outside your household, your policy is the primary coverage and that person does not have to be named on your policy.
2009-07-30 Insurance Claim denied on Tire Blow-out Damage:
Hi Carol, You didn't mention your state of residence, so this must be happening in the Twilight Zone based on the illogical response from the adverse company. Although there are separate exclusions
2009-07-28 Tree Branch hit car:
Hi Jody, Normally, the tree owner is not liable unless the owner can be shown to have been negligent. This usually means that a limb or tree was dead or diseased and the owner had been notified of such
Answers by Expert:
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