Medicare, Medicaid, Life and Health Insurance/Expert Profile

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I can answer questions about private health insurance plans (including plans purchased on exchanges) as well as Medicare, including Medicare Advantage plans, Medigap coverage and Medicare Part D. I can answer questions about Medicare beneficiaries' eligibility for Medicaid. I cannot answer questions about Medicaid in general or life insurance.

Experience in the area

I have a master's degree in health policy and management, and I worked in a health law program.


A.B., Bowdoin College, History and French; M.S., Health Policy and Management, University of Southern Maine; J.D., New York University School of Law

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    K = Knowledgeability    C = Clarity of Response    P = Politeness
S03/09/17101010Dear Michelle, Thank you so much for .....
Lee02/15/16101010Thanks much, I appreciate the info and .....

Recent Answers from Michelle

2017-03-08 Medicaid and SNAP:

The short answer is that there are income and asset limitations for SNAP and Medicaid eligibility. Unfortunately, every state has different limitations. In New York City, you should seek specific legal

2016-11-14 comparison shopping:

Here is a side-by-side comparison of Medigap policies:    The policy that is best for you depends on the coverage

2016-04-19 Medicare benefits for spouse:

Lee,    "Even if...she has never worked under Social Security, your spouse may be able to get benefits if he or she is at least 62 years of age and you are receiving or eligible for retirement or disability

2016-02-14 Medicare:

Lee,    The difference between your current coverage and Medicare Parts A and B is that there is NO maximum out of pocket cost under Medicare. Moreover, unless you purchase Medicare Part D, you will have

2016-01-10 medicare d plan:

Jan,    If your BCBS plan does not include prescription drug coverage, then you should go to and enter your zip code to search for a Medicare Part


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