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Creditors and Bankruptcy/Michael Brotherton
All Reviews from Users
Column Headings: K = Knowledgeability C = Clarity of Response T = Timeliness P = Politeness
N = Nominated for Expert of the Month
| Date | User | K | C | T | P | N | Comments |
|---|---|---|---|---|---|---|---|
| 2009-05-06 | Bob | 10 | 10 | 10 | 10 | Yes | |
| 2009-04-23 | David | 10 | 9 | 7 | 8 | No | |
| 2009-03-05 | Jennifer | 10 | 10 | 10 | 10 | Yes | Thank you very much for your answer to my question. I really appreciate your advice and would like to say that you are doing a great thing offering people some piece of mind through your knowledge and experience. Thank you again and God Bless |
| 2009-03-05 | Shelly | 10 | 10 | 10 | 10 | Yes | Thank you so much Michael, we know where to start and what to do. Thanks!! |
| 2009-02-22 | Mary | 10 | 10 | 10 | 10 | Yes | Thanks for the advice. Will follow through and see what happens. |
| 2009-02-10 | s | 10 | 10 | 10 | 10 | No | Thanks for your help. Very satisfied with your answers. They were direct, clear and to the point. You gave me the information that I was looking for. |
| 2009-02-09 | Antoinette | 10 | 10 | 7 | 10 | No | |
| 2009-02-04 | susan waidelich | 10 | 10 | 10 | 10 | Yes | thank you very much thats takes the weight off . sue |
| 2009-02-02 | David | 10 | 10 | 10 | 10 | Yes | Very direct and to the point. Knows what he's talking about. Very satisfied. Dave |
| 2009-01-30 | Erin | 10 | 10 | 10 | 10 | Yes | Helped me out a lot when no one else could give me answers. THANK YOU! |
| 2009-01-22 | Elizabeth | 10 | 10 | 10 | 10 | Yes | His suggestions were very helpful. However I should have also mentioned I am not a homeowner, live in low-income housing, & don't even own a car. I did send them a form letter from my doctor, but that did not stop the phone calls. So they will stop calling me when I die, I guess. |
| 2009-01-21 | Belinda | 10 | 10 | 10 | 10 | Yes | Thank You for the information. it is a relief. i have written letters to my creditors tha I am unable to work out a program with and explained in detail my situation as far as SSI and no other income and stated I would pay as I can. I think opening a new bank account would be wise. Thank You. |
| 2009-01-20 | Sydney | 10 | 10 | 9 | 10 | Yes | JUST A THANK YOU FOR CLEAR GOOD RESPONSE. |
| 2009-01-20 | hakan | 10 | 10 | 10 | 10 | No | |
| 2009-01-20 | C | 10 | 10 | 8 | 10 | No | Excellent. Thank you for your professional advice. |
| 2009-01-12 | Patty | 9 | 10 | 10 | 10 | No | was a quick answer...and made me feel much better. Thank you MB |
| 2009-01-12 | Sheryl | 10 | 10 | 10 | 10 | Yes | I appreciate your response. Thank you so much. |
| 2009-01-11 | elizabeth | 10 | 10 | 10 | 10 | No | |
| 2008-12-27 | mary ann | 10 | 10 | 9 | 10 | Yes | thank you very much michael. |
| 2008-12-27 | Kevin | 10 | 10 | 10 | 10 | Yes | Thank you for your help!! I will give that a try. Kevin |
| 2008-12-27 | phil | 10 | 10 | 7 | 10 | No | I appreciate your answer. Thank you so much for helping people the way you do. Have a great holiday. |
| 2008-12-27 | john | 10 | 10 | 10 | 10 | Yes | Great service |
| 2008-12-26 | Jessica | 9 | 9 | 8 | 8 | No | |
| 2008-12-23 | Chris | 10 | 10 | 10 | 10 | Yes | Huge help during this holiday season. Thanks |
| 2008-12-20 | David | 10 | 10 | 10 | 10 | Yes | Thanks for everything. We are still falling, just slower. We have re-arranged our spending considerably, and hope to get into better shape by mid January. We both have jobs, so far, stressful, but ok! |
| 2008-12-17 | Nikola | 10 | 10 | 10 | 10 | No | Thank you very much for your response. |
| 2008-12-17 | Dana | 10 | 10 | 10 | 10 | Yes | Thanks so much |
| 2008-12-16 | Alex | 8 | 8 | 8 | 9 | No | |
| 2008-12-12 | Rob | 10 | 10 | 10 | 10 | No | |
| 2008-12-11 | Rachel Lee | 10 | 10 | 10 | 10 | Yes |
Michael Brotherton
Expertise
Consumer/Debtor Rights Advocate. Mike Brotherton is a negotiator with over 30 years experience in consumer lending and collections. Mike has 30 years in the credit and collections industry as a former loan officer, debt collector and manager of two finance companies over several years. We are well versed in Loss Mitigation practices and the legal collection process. We have helped literally thousands of people over many years overcome serious financial problems such as foreclosure, creditor lawsuits and abuse by debt collectors. For more information about resolving your "financial emergency" visit www.financialemergency.com. We actively promote Fair Debt Collection Practices and other consumer protection laws. We teach DEBTOR RIGHTS and enforcement of those rights. The more informed you are of your rights and the credit collections practices of creditors the more peace you can have dealing with your FINANCIAL EMERGENCY. Most financial problems are fairly common and as such have some very common solutions. The key is understanding your rights in the collection process and how to enforce them if need be. Primary business- Debtor Rights Advocacy and Debt Mitigation relating to foreclosure, creditor lawsuits, and other serious financial problems. www.financialemergency.com (copy and paste in browser).
Experience
28 years in financial services industry as a loan officer and debt collctor. Developed bankruptcy and loss prevention manual for large finance company for manager training. 15 years as a debt counselor and consumer advocate.
Education/Credentials
Veterans sponsored OJT Manager Candidate Scool for AVCO Financial Services, Keystones to Management for ITT Financial Services, Certified Finance Management for Associates Financial Services.
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