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Living on a Budget, Saving Money/tbaarr
All Reviews from Users
Column Headings: K = Knowledgeability C = Clarity of Response T = Timeliness P = Politeness
N = Nominated for Expert of the Month
| Date | User | K | C | T | P | N | Comments |
|---|---|---|---|---|---|---|---|
| 2009-11-09 | Charlie | 10 | 10 | 10 | 10 | Yes | |
| 2009-08-12 | Beth | 10 | 10 | 10 | 10 | No | |
| 2009-05-21 | erica | 10 | 10 | 10 | 10 | Yes | |
| 2009-04-14 | Lucy | 10 | 10 | 10 | 10 | Yes | |
| 2009-04-14 | Lucy | 10 | 10 | 10 | 10 | Yes | |
| 2009-04-08 | shay | 10 | 10 | 10 | 10 | Yes | |
| 2009-02-10 | Kenneth | 10 | 10 | 10 | 10 | No | Thanks for the reply! |
| 2009-01-04 | Amy | 10 | 10 | 10 | 10 | Yes | Thank you for you ideas. |
| 2008-09-16 | JT | 10 | 10 | 10 | 10 | Yes | |
| 2008-07-22 | Linda | 10 | 10 | 10 | 10 | No | THANX FOR THE QUICK RESPONSE. I'LL BE IN TOUCH AGAIN. LINDA |
| 2008-05-29 | sallie | 10 | 10 | 10 | 10 | No | |
| 2008-05-22 | Maria | 10 | 9 | 10 | 10 | Yes | Great advice. The tax bracket info helped me to decide. Still not sure, even after googling, what is dpl and rgr but I really need this guidance. Thanks. |
| 2008-04-25 | Colleen | 10 | 10 | 10 | 10 | No | Much appreciated, excellent advice. Thank you, CBR |
| 2008-04-09 | Garrett | 10 | 10 | 10 | 10 | No | Thanks for the reassurance, I will definitely rest easier now. |
| 2008-02-29 | Jason | 10 | 10 | 10 | 10 | Yes | |
| 2008-02-13 | Carmen | 10 | 10 | 10 | 10 | Yes | |
| 2008-01-08 | Cameron | 10 | 10 | 10 | 10 | No | Thank you for your help |
| 2007-12-27 | Cindy | 10 | 10 | 10 | 10 | Yes | I figured that much....kinda living in hope though.. Happy New Year... |
| 2007-12-10 | Don | 8 | 6 | 8 | 10 | No | |
| 2007-12-03 | shearer | 8 | 8 | 9 | 1 | No | |
| 2007-11-26 | Joan | 10 | 10 | 10 | 10 | No | Thank you. I use cashback cards and was getting greedy. |
| 2007-10-16 | Naomi | 10 | 10 | 10 | 10 | No | thanks for all the info :-) |
| 2007-10-04 | Kenneth | 10 | 10 | 10 | 10 | Yes | Thanks for the reply and information! |
| 2007-09-08 | julia zhu | 10 | 10 | 10 | 10 | No | Thank you very mucha and it's very helpful. |
| 2007-09-01 | Mary | 10 | 10 | 10 | 10 | No | Thank you Tbaar for your advice. You make a lot of sense. If I have any other problems like this, or know of friends who do, I will recommend that they go to AllExperts to get advice from you. Again, thank you. Sincerely, Mary |
| 2007-05-22 | Jeremiah | 10 | 10 | 10 | 10 | Yes | Thank You very much! I thought Credit Cards did interest a little different, but it was hard to find any good information on it. I normally pay the credit card off in full, so this is new to me. Investing with low interest money is the way to go, good thing everyone doesn't realize this, ha. |
| 2007-05-14 | Pablo | 9 | 9 | 10 | 10 | No | Thank you very much for the speedy reply! Sincerely, Pablo Durissimo |
| 2007-04-11 | donna | 10 | 10 | 10 | 10 | No | Thanks for your help, I'm going to give try. |
| 2006-12-31 | Rob | 10 | 10 | 10 | 10 | No | |
| 2006-08-05 | Juan C Gonzalez | 9 | 9 | 10 | 9 | No | Thanks for your fast response it was very helpfull. |
Answers by Expert:
tbaarr
Expertise
Questions related to credit card management and use of credit to achieve your financial goals I have found on google that my screename has been linked to some garbage financial sites, that I have nothing to do with Please ask me to verify this if you are not sure and let me know who is making any claims so i can sue their asses off this is my website or my blog http://www.geocities.com/tbaarr/night_vision.html http://www.tbaarr.blogspot.com/
Experience
i own over 10 credit cards
8 of these have credit limits over 10k and i use 2 of them to invest with
i have the balance as a fixed life of the loan balance transfer
and make 10 points profit on the money
Organizations
none
I retired doing this in 1996
and wish to pass on my experience.
BE aware I got married in 1998 and started Driving Rig in 2004 so that I could get affordable quality Heath insurance for my family as I now have 2 beautiful daughters 4 and 8 as of aug 2007, so I may take longer to answer som questions.
i cover such subjects as,
my approach to credit,
how to establish and maintain multiple accounts,
how i get single digit life of the loan balance transfers,
how i use their money for 45 days interest free,
how i use credit cards to invest for 30% a year profit,
and how i maintain a 650+ credit rating while holding 5 or more accounts.
I challege anyone have me compare any answer, that suze orman gives on her tv show,
to what i would suggest
as i find her answers just plain incompetant,
especially when she states that borrowing money from an ira causes you to pay double taxation.
Thats just plain wrong
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